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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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28 Poverty Point Cir , Abilene, TX 79601
$349,850
Est. Payment: $1,801.18/mo
3 Bed
2 Bath
2044 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

NEW PRICE, SAME INCREDIBLE OPPORTUNITY to this Fort Phantom Waterfront Retreat! Experience lakefront living at its best in this thoughtfully updated 3-bedroom, 2-bath home offering 2,044 (Jones County Appraisal District) square feet of comfortable living space. Nestled along the shores of Fort Phantom Lake, this unique two-story property features a striking spiral staircase, spacious living areas, and modern updates that blend style with functionality. Enjoy stunning lake views, abundant natural light, and room to relax or entertain. The versatile shop-barn provides exceptional flexibility—perfect for a home-based business, workshop, hobby space, boat storage, or recreational vehicle storage. Whether you’re looking for a full-time residence, weekend getaway, or a property with room for your toys and projects, this one-of-a-kind waterfront opportunity delivers space, character, and endless possibilities. HIGHLIGHTS INCLUDE...but not limited to: ** Direct Fort Phantom Lake frontage ** 3 Bedrooms - 2 Bathrooms ** 2,044 SF of updated living space (Jones County Appraisal District-Please Verify) ** Eye-catching, showpiece spiral staircase ** Two-story floor plan ** Large multi-purpose shop-barn with abundant storage WAKE UP TO THE WATER and enjoy the lifestyle you've dreamed about!

Highlights

Listed by Cindy Robinson , RE/MAX Trinity , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.84

Year Built

1955

County

Jones

Neighborhood

Fort Phantom Hill Lake Sec 3

School District

Abilene ISD

Listing ID

21282369

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Ceiling Fan(s),Electric,Wall Unit(s)
Fireplaces:Insert,Masonry,Wood Burning Stove
Floor:Vinyl
Other:
  • Additional:Built-in Features, Cable TV Available, Decorative Lighting, Eat-in Kitchen, High Speed Internet Available, Open Floorplan, Walk-In Closet(s)

Exterior Features

Lot:.5 to < 1 Acre,Dock – Uncovered,Lake Front
Roof:Composition
Others:
  • Additional:RV/Boat Parking, Preowned
Parking Features:Additional Parking,Carport,Concrete
Principal Interest
$1,801
Taxes
$497

Home Price

$349,850

Loan Details

30 yrs
6.674%

Down Payment

20%
$69,970
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,801.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,801.18 $497.42 $0.00 $2,298.60
Yearly $21,614.16 $5,969.00 $0.00 $27,583.16
Total $648,424.70 $179,070.00 $0.00 $827,494.70

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Abilene, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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