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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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128 N Osborn St , Alba, TX 75410
$320,000
Est. Payment: $1,771.27/mo
3 Bed
2 Bath
1487 Sqft
0.5 Acres
Status: active | Days on site: 72
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House Description

Offered $6,000 below appraisal and open to seller financing, this fully renovated property combines extensive 2025 updates, a half-acre corner lot, and a location approximately 2 miles from Lake Fork. This property offers flexibility for buyers seeking a primary residence, second home, or investment property. It may also be purchased fully furnished for a move-in-ready option. Renovated in 2025, the property features a new roof, windows, HVAC system, water heater, rain gutters, recessed lighting, fresh interior paint, Luxury vinyl flooring, and new carpet in three bedrooms. With two full bathrooms that have been fully updated, offer a spa like feel with smart vanity mirrors, free-standing soaking tub and a glass walk-in shower. Flat-screen TV connections in four rooms for add modern convenience. Outside, the covered entry patio with recessed lighting creates an inviting arrival, while the oversized half-acre corner lot provides additional space for boat and or additional parking spaces. A metal shed offers convenient storage and conveys with the property. (This property is also listed as a Commercial property see MLS: 21377997). Extensive renovations, seller-financing availability, and proximity to Lake Fork, this property offers a distinctive combination of flexibility and location. Schedule a private showing to experience the property and its possibilities in person.

Highlights

Listed by Victoria Martinez , Ebby Halliday, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.5

Year Built

1985

County

Wood

Neighborhood

Low

School District

Alba-Golden ISD

Listing ID

21337925

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Other:
  • ▪ Additional:Built-in Features, Flat Screen Wiring, Granite Counters, Kitchen Island, Open Floorplan, Master on Main

Exterior Features

Lot:Corner Lot,Many Trees,.5 to < 1 Acre
Others:
  • ▪ Additional:Awning(s), Covered Patio/Porch, Rain Gutters, Lighting
Parking Features:Concrete,Driveway,Garage,Garage Door Opener
Principal Interest
$1,771
Taxes
$239

Home Price

$320,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,771.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,771.27 $239.08 $0.00 $2,010.35
Yearly $21,255.24 $2,869.00 $0.00 $24,124.24
Total $637,657.19 $86,070.00 $0.00 $723,727.19

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Alba, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T18:05:49.117Z

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