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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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651 N Watters Rd Unit 1206 , Allen, TX 75013
$440,000
Est. Payment: $2,471.37/mo
3 Bed
2 Bath
2063 Sqft
10.77 Acres
Status: active | Days on site: 185
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House Description

Welcome to carefree luxury in Gatherings at Twin Creeks, a premier 55+ active adult community in Allen, Texas. Designed for those seeking a low-maintenance, lock-and-leave lifestyle without sacrificing space, this thoughtfully upgraded 3-bedroom, 2-bathroom condo offers an open-concept layout, generous room to entertain, and the privacy of a personal garage. Bathed in natural light, the main living and dining areas feature rich wood flooring that flows seamlessly into a gourmet kitchen outfitted with granite countertops, stainless steel appliances, a breakfast bar, and a custom walk-in pantry with integrated laundry. Need options for a home office, media room, or craft area? The versatile enclosed flex room with private doors easily adapts to your lifestyle. The serene primary suite serves as a true retreat, offering space for a sitting area, a custom walk-in closet system, and a spa-like bath with a frameless walk-in shower. A split-bedroom configuration ensures privacy for overnight visitors, while your private balcony provides a quiet setting for morning coffee or evening breezes. Complete with a private one-car garage, you can easily head out of town for weeks at a time knowing exterior maintenance is completely handled. Residents enjoy resort-style amenities including a sparkling pool, pickleball courts, fitness center, putting green, community gardens, outdoor kitchen, and an active calendar of social events. Ideally situated near Watters Creek shopping, local dining, medical facilities, and scenic walking trails, this move-in-ready home delivers space, independence, and total peace of mind.

Highlights

Listed by Lynda Roundtree , Real Broker, LLC , North Texas Real Estate Information Systems

Property Type

Condo/Townhome

Lot/Acreage
10.77

HOA Fee

740 Monthly

Year Built

2022

County

Collin

Neighborhood

Gatherings At Twin Creeks Condo

School District

Allen ISD

Listing ID

21232760

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Ceramic Tile,Engineered Wood
Other:
  • ▪ Additional:Built-in Features, Decorative Lighting, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Open Floorplan, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Condo/Townhome Lot
Others:
  • ▪ Additional:Preowned
Parking Features:Garage
Principal Interest
$2,471
Taxes
$680
HOA
$740

Home Price

$440,000

Loan Details

30 yrs
7.542%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,471.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,471.37 $680.42 $740.00 $3,891.78
Yearly $29,656.40 $8,165.00 $8,880.00 $46,701.40
Total $889,691.89 $244,950.00 $266,400.00 $1,401,041.89

Today's Rates

30 Year

7.54%

20 Year

7.2%

15 Year

6.73%

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Market insight data is pulled from the same city as the listing being viewed (Allen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T14:08:21.260Z

© 2026 North Texas Real Estate Information Systems