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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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651 N Watters Rd Unit 5205 , Allen, TX 75013
$419,000
Est. Payment: $2,319.26/mo
2 Bed
2 Bath
1535 Sqft
10.77 Acres
Status: active | Days on site: 16
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House Description

LOCK, LEAVE & LOVE WHERE YOU LIVE! Discover effortless 55+ living, where comfort, convenience & an active lifestyle come together beautifully. Ideally situated on the 2nd floor just steps from the elevator, this spacious 2-bed, 2-bath residence offers an open floor plan, an oversized attached one-car garage & a peaceful setting designed for easy everyday living. The heart of the home is the generous kitchen featuring a large granite island, stylish backsplash, abundant cabinetry & plenty of space for cooking, gathering & entertaining. The kitchen flows seamlessly into the dining & living areas, where a decorative fireplace adds warmth & character. The spacious primary suite feels like a true retreat with a separate sitting area—perfect for a home office, reading nook or additional lounge space—plus dual closets & a spa-inspired ensuite bath with double vanities, soaking tub & separate shower. A second bedroom & full bath provide comfortable space for guests, hobbies or fitness. Step outside to the private, shaded balcony overlooking green space & mature trees with no street or traffic noise. It’s the perfect spot for morning coffee, an evening glass of wine or simply enjoying a little peace and quiet. A generous balcony storage closet provides additional space for seasonal items & more. Beyond your front door, The Gatherings lifestyle truly shines with a resort-style pool, fitness center, pickleball, putting green, grilling stations, community garden, yoga & event lawn, fire pit gathering areas, dog park, resident activities & weekly front-door trash valet. Controlled building access, elevators & professionally maintained common areas make this an ideal lock-and-leave home. This has AN INCREDIBLE FINANCING OPPORTUNITY with assuming the existing loan at an exceptional 2.625% INTEREST RATE, subject to lender approval and assumption requirements. This offers the freedom to lock the door, travel with confidence & come home to a community designed for your next chapter!

Highlights

Listed by Susie Grant , Berkshire HathawayHS PenFed TX , North Texas Real Estate Information Systems

Property Type

Condo/Townhome

Lot/Acreage
10.77

HOA Fee

557 Monthly

Year Built

2020

County

Collin

Neighborhood

Gatherings At Twin Creeks Condo

School District

Allen ISD

Listing ID

21394593

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
Air Cond:Central Air,Electric
Fireplaces:Decorative
Floor:Carpet,Luxury Vinyl Plank,Tile
Other:
  • ▪ Additional:Built-in Features, Cable TV Available, Decorative Lighting, Eat-in Kitchen, Elevator, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:10 to < 50 Acres
Roof:Composition
Others:
  • ▪ Additional:Balcony, Covered Patio/Porch, Fire Pit, Garden(s), Storage, Preowned
Parking Features:Additional Parking,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Single Door,Inside Entrance
Principal Interest
$2,319
Taxes
$513
HOA
$557

Home Price

$419,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,319.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,319.26 $512.67 $557.00 $3,388.92
Yearly $27,831.08 $6,152.00 $6,684.00 $40,667.08
Total $834,932.38 $184,560.00 $200,520.00 $1,220,012.38

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Allen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T18:05:49.117Z

© 2026 North Texas Real Estate Information Systems