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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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538 Ridgemont Dr , Allen, TX 75002
$290,000
Est. Payment: $1,493.05/mo
3 Bed
2 Bath
1360 Sqft
Status: pending | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Seller is offering a lender paid temporary interest rate buydown for qualified buyers. Qualified buyers may be eligible for Down Payment Assistance. Contact listing agent for details and eligibility. Tucked into a friendly Allen neighborhood, 538 Ridgemont Dr offers 3 bedrooms, 2 bathrooms, and a price point that rewards smart buyers and investors alike. This new listing is ready to grow with you—whether you're moving in, customizing, or building a rental portfolio in one of Collin County's most sought-after cities. The interior centers around a spacious living area that flows openly into the kitchen, making conversation and entertaining effortless. A woodburning fireplace brings warmth to cooler evenings, while low-maintenance flooring keeps daily upkeep refreshingly simple. The primary bedroom enjoys its own ensuite bath, offering a private corner to retreat after a long day. With solid bones and approachable updates ahead, this home invites your personal vision and renovation ideas. Out back, a covered deck overlooks the yard—an ideal spot for weekend grilling, morning coffee, or quiet relaxation under the Texas sky. Location seals the deal. Stroll to Collin Square Greenbelt and Cottonwood Bend Park, or explore the trails at nearby Oak Point Park and Nature Preserve. Watters Creek Village places upscale shopping and fine dining minutes from your door, while quick access to 75 Central and Springcreek Parkway streamlines every commute. For investors, the combination of strong rental demand, an unbeatable address, and value pricing makes this an opportunity worth acting on. For homeowners, it's a chance to plant roots in a vibrant community. Garage is 22 ft. 10 inches X 15 ft. 6 inches 1.5 car garage. Don't let this one slip away—schedule your private showing of 538 Ridgemont Dr today. NOT FOR RENT, NO SELLER FINANCING

Highlights

Listed by Deborah Mabry , WM Realty Tx LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.15

Year Built

1977

County

Collin

Neighborhood

Windridge 2

School District

Allen ISD

Listing ID

21300161

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick,Wood Burning
Floor:Carpet,Tile,Vinyl
Other:
  • Additional:Cable TV Available, Decorative Lighting, Eat-in Kitchen, High Speed Internet Available, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Deck, Covered Patio/Porch, Preowned
Parking Features:Driveway,Garage Faces Front
Principal Interest
$1,493
Taxes
$428

Home Price

$290,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,493.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,493.05 $428.17 $0.00 $1,921.21
Yearly $17,916.55 $5,138.00 $0.00 $23,054.55
Total $537,496.54 $154,140.00 $0.00 $691,636.54

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Allen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems