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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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820 Cedar Creek Cir , Bonham, TX 75418
$500,000
Est. Payment: $2,574.22/mo
3 Bed
2.5 Bath
3538 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Your Dream Country Estate on Over a Third Acre with Cul-de-Sac Appeal! Impeccably maintained and move-in ready, this spacious home offers the perfect blend of comfort, entertaining, and outdoor living. Situated on an oversized lot, the private backyard retreat features a sparkling pool, expansive grassy area, mature trees, and a traditional brick fireplace perfect for gathering with family and friends.The chef-inspired kitchen showcases granite countertops, abundant white cabinetry, a large center island, spacious pantry, and oversized utility room. The inviting family room offers soaring ceilings, abundant natural light, and walls of windows overlooking the backyard oasis. A desirable dual-staircase design adds both character and functionality.The spacious first-floor primary suite features dual walk-in closets, a relaxing garden tub, and room for a sitting area. Upstairs you'll find generously sized secondary bedrooms plus a large flex space ideal for a game room, media room, or entertaining area complete with a built-in bar and fireplace. The garage includes a dedicated workshop area, perfect for hobbies, projects, or additional storage. Major updates include over $20,000 invested in newer HVAC systems and attractive cedar fencing, providing both peace of mind and enhanced privacy. Enjoy the best of North Texas outdoor living with convenient access to Lake Bonham, Lake Bois d'Arc, and the new Ralph Hall Lake, offering boating, fishing, kayaking, camping, and hiking opportunities. Historic Downtown Bonham features local boutiques, restaurants, wineries, coffee shops, farmers markets, and community events throughout the year. Convenient access to Sherman, McKinney, Greenville, and the growing North Texas corridor provides a perfect balance of country charm and city convenience.Whether you're entertaining poolside, enjoying lake weekends, gardening, or simply relaxing under the Texas sky, this exceptional property offers the lifestyle you've been searching for.

Highlights

Listed by Kristen Mackey , and James Mackey , Better Homes and Gardens Real , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.36

Year Built

1998

County

Fannin

Neighborhood

Cedar Creek Add 2

School District

Bonham ISD

Listing ID

21302808

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Microwave, Double Oven
Air Cond:Central Air,Electric
Fireplaces:Decorative,Gas Logs,Gas Starter,Wood Burning
Floor:Carpet,Ceramic Tile
Other:
  • Additional:Cable TV Available, Decorative Lighting, Dry Bar, Flat Screen Wiring, High Speed Internet Available, Multiple Staircases, Master on Main

Exterior Features

Lot:Acreage,Cul-De-Sac,Few Trees,Interior Lot,Lrg. Backyard Grass,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Fire Pit, Preowned
Parking Features:Garage Faces Front,Oversized
Principal Interest
$2,574
Taxes
$821

Home Price

$500,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,574.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,574.22 $820.92 $0.00 $3,395.13
Yearly $30,890.61 $9,851.00 $0.00 $40,741.61
Total $926,718.17 $295,530.00 $0.00 $1,222,248.17

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Bonham, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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