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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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10317 County Road 197 , Breckenridge, TX 76424
$1,200,000
Est. Payment: $6,178.12/mo
4 Bed
3 Bath
2289 Sqft
Status: active | Days on site: 162
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Positioned on a scenic point along Hubbard Creek Lake, this exceptional waterfront property offers sweeping open-water views, mature post oak trees, and an inviting blend of Hill Country charm and modern comfort. Situated on four waterfront lots totaling approximately 1.638 acres, the property provides a rare combination of space, privacy, and expansive shoreline. The 4-bedroom, 3-bathroom home offers approximately 2,289 square feet of living space with an open-concept layout designed for both everyday living and entertaining. The updated kitchen anchors the home with a large island, custom cabinetry, stainless appliances, and generous workspace for gathering with family and friends. Living and dining areas open seamlessly through large Pella sliding glass doors onto an impressive 31’ x 20’ covered wooden deck framed by limestone columns and timber beams. A Berner air curtain wind-screen system allows the doors to remain open while helping keep bugs out and conditioned air inside, creating a true indoor-outdoor lake living experience. The property, shaded by mature oaks, features an 8-foot stone fire pit ideal for evenings under the Texas sky. Additional improvements include a versatile outbuilding suitable for a dog kennel or chicken coop. Storage and lake recreation needs are well accommodated with a 20’ x 20’ detached garage with roll-up door, covered carport parking, and golf cart storage, as well as a 20’ x 30’ pull-through boat storage building with doors on both ends. Lakefront amenities include a private concrete boat ramp, along with a 30’ x 40’ enclosed boathouse featuring an upper entertainment deck with slide overlooking the water. The property also includes a separate 1,120 sq ft residence currently in gutted condition, offering potential for a guest house, bunkhouse, or mother-in-law suite. Whether you’re seeking a weekend retreat or full-time lake residence, this unique Hubbard Creek property offers space, privacy, and exceptional outdoor living.

Highlights

Listed by Kipi Parks , Austin Lorraine Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.64

Year Built

1963

County

Stephens

Neighborhood

Tanglewood

School District

Breckenridge ISD

Listing ID

21202134

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Gas in Kitchen, Refrigerator, Tankless Water Heater, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Gas Logs
Floor:Luxury Vinyl Plank
Other:
  • Additional:Chandelier, Decorative Lighting, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Acreage,Cleared,Landscaped,Lrg. Backyard Grass,Many Trees,Oak,Rolling Slope,Sprinkler System,Water/Lake View,Waterfront,1 to < 3 Acres,Dock – Enclosed,Lake Front,Lake Front – Main Body,Beach Access,Personal Watercraft Lift
Roof:Metal
Others:
  • Additional:Awning(s), Covered Deck, Covered Patio/Porch, Dock, Dog Run, Fire Pit, Rain Gutters, Kennel, RV Hookup, RV/Boat Parking, Storage
Parking Features:Additional Parking,Boat,Carport,Circular Driveway,Covered,Detached Carport,Driveway,Enclosed,Garage,Garage Faces Front,Garage Single Door,Gravel,Parking Lot,RV Access/Parking,Secured,Workshop in Garage
Principal Interest
$6,178
Taxes
$468

Home Price

$1,200,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$240,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,178.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,178.12 $467.92 $0.00 $6,646.04
Yearly $74,137.45 $5,615.00 $0.00 $79,752.45
Total $2,224,123.61 $168,450.00 $0.00 $2,392,573.61

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Breckenridge, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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