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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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16030 Saint Paul Dr , Caney City, TX 75148
$319,900
Est. Payment: $1,646.98/mo
3 Bed
2 Bath
2384 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

MAJOR PRICE IMPROVEMENT — NOW $319,900! 100% USDA $0-DOWN ELIGIBLE! Discover exceptional value near Cedar Creek Lake with this extensively renovated 2,384 sqft home offering 3 bedrooms, 2 baths and two expansive living areas. The flexible floor plan provides plenty of options for multi-generational living, a home office, game or media room, guest space, or simply room to spread out. Extensive 2024 improvements include the water well, roof, HVAC, windows, doors, flooring, kitchen and beautifully updated baths—many of the costly projects are already done! Enjoy seasonal lake views and a generous lot with plenty of room for boat parking, recreational vehicles, outdoor entertaining or a future workshop. Whether you're looking for a full-time residence or a weekend retreat, this home offers an impressive combination of space, improvements and lake-area lifestyle at an exceptional price. Qualified buyers may be able to finance 100% with no down payment through USDA financing. Seller-funded rate buy-down and concession options may also be available—contact listing agent for details. 2,384 sqft for $319,900—come see the value for yourself!

Highlights

Listed by Angela Crescini , VillaVue Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.22

Year Built

1982

County

Henderson

Neighborhood

Deep Water Bay Sub

School District

Malakoff ISD

Listing ID

21267586

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick
Floor:Luxury Vinyl Plank,Tile
Other:
  • Additional:Cable TV Available, Decorative Lighting, Kitchen Island, Pantry, ADU

Exterior Features

Lot:Acreage,Interior Lot,Landscaped,Lrg. Backyard Grass,Water/Lake View,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Lighting, Storage, Preowned
Parking Features:Attached Carport,Carport,Covered,Driveway
Principal Interest
$1,647
Taxes
$151

Home Price

$319,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$63,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,646.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,646.98 $151.00 $0.00 $1,797.98
Yearly $19,763.81 $1,812.00 $0.00 $21,575.81
Total $592,914.29 $54,360.00 $0.00 $647,274.29

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Caney City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems