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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4604 Sapphire Way , Caney City, TX 75148
$1,999,999
Est. Payment: $10,296.86/mo
4 Bed
4.5 Bath
3776 Sqft
Status: active | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Just completed, new construction waterfront home in gated Emerald Bay, Cedar Creek Lake! Located in Cedar Creek Lake’s premier new gated community, this exceptional new construction waterfront home sits on .68 acres and offers 3,311 square feet of living area with 4 bedrooms, 4.5 baths, and a dedicated office that can also serve as a 5th bedroom. The property also includes a new construction boathouse and boat slip. In addition, the home features approximately 3,970 square feet of total air-conditioned space, including a 659-square-foot climate-controlled garage with full spray foam insulation and epoxy flooring. Designed for comfort, quality, and efficiency, the home also features a spacious 420-square-foot rear porch, ideal for outdoor living and entertaining. The roof system combines a commercial-grade TPO roof on low-slope sections with impact-resistant 40-year architectural shingles on sloped areas. A premium imported European glass package elevates the home with tilt-and-turn windows, zero-friction sliding doors, 8-point locking systems, and high-efficiency insulated glass. This oversized waterfront lot offers 79 feet of shoreline along with excellent water depth and beautiful open-water views. Emerald Bay amenities include pickleball and basketball courts, a swimming pool, fire pit, playground, and golf cart paths, making this one of Cedar Creek Lake’s most desirable new communities. Front and back yard grass is currently being grown in. Pictures of the front and back yard has been digitally enhanced and altered.

Highlights

Listed by Courtney Dickens Johnson , and Karla Lawson , TX Lake & Land Real Estate , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.68

HOA Fee

1800 Annually

Year Built

2026

County

Henderson

Neighborhood

Emerald Bay

School District

Malakoff ISD

Listing ID

21334308

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Living Room
Other:
  • Additional:Eat-in Kitchen, Kitchen Island, Open Floorplan, Vaulted Ceiling(s), Master on Main

Exterior Features

Lot:Landscaped,Sprinkler System,Subdivision,Undivided,Water/Lake View,Waterfront,.5 to < 1 Acre,Dock – Covered,Lake Front,Lake Front - Common Area,Lake Front – Main Body,Retaining Wall – Steel,Water Board Authority – Private
Roof:Composition
Others:
  • Additional:New Construction - Incomplete
Parking Features:Driveway,Garage
Principal Interest
$10,297
Taxes
$238
HOA
$1,800

Home Price

$1,999,999

Loan Details

30 yrs
6.674%

Down Payment

20%
$400,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,296.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,296.86 $237.75 $1,800.00 $12,334.61
Yearly $123,562.36 $2,853.00 $21,600.00 $148,015.36
Total $3,706,870.83 $85,590.00 $648,000.00 $4,440,460.83

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Caney City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-25T01:22:49.237Z

© 2026 North Texas Real Estate Information Systems