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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3909 Smothers Rd , Caney City, TX 75148
$325,000
Est. Payment: $1,673.24/mo
3 Bed
2 Bath
2046 Sqft
Status: active with contingency | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

A Rare Waterfront Canvas on Cedar Creek Lake is waiting for you. If you haven't discovered the charm of Caney City, you're in for a treat. Tucked along a peaceful deep water cove of Cedar Creek Lake, this waterfront property sits on nearly one-third of an acre with approximately 155 feet of waterfront and is brimming with potential and all it needs is the right visionary to bring it back to life. Let's be upfront: this is a true fixer-upper. Every surface is ready for a full refresh, and a new roof will be needed, making this the perfect blank slate for investors, renovators, or buyers ready to roll up their sleeves and create something special. The bones are there, but the location is the star. Inside, the expansive living area offers generous space for whatever layout you envision. A charming built-in radio, record player, and intercom system that folds into the wall adds a nostalgic touch worth preserving, or it becomes a fun story to tell. One bedroom opens to the outdoors through a sliding door, and the oversized covered back deck delivers front-row seats to stunning Cedar Creek Lake sunsets. Cast a line, launch a kayak, or simply soak in the gentle sounds of nature right outside your door. Whether you're looking to renovate into your dream lake escape, flip for profit, or redevelop the lot entirely, the waterfront setting alone makes this an opportunity worth serious attention. Priced for the project. Positioned for the payoff.

Highlights

Listed by Candace Garrett , Keller Williams Dallas Midtown , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.3

Year Built

1972

County

Henderson

Neighborhood

M M Sanchez Sur

School District

Malakoff ISD

Listing ID

21274249

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Carpet
Other:
  • Additional:Cathedral Ceiling(s)

Exterior Features

Lot:Few Trees,Interior Lot,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Dock – Covered,Lake Front,Retaining Wall – Other
Lot Dimensions:IRR
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Dock, Preowned
Parking Features:Driveway,No Garage,On Street
Principal Interest
$1,673
Taxes
$693

Home Price

$325,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,673.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,673.24 $693.33 $0.00 $2,366.57
Yearly $20,078.89 $8,320.00 $0.00 $28,398.89
Total $602,366.81 $249,600.00 $0.00 $851,966.81

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Caney City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems