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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1229 Windsong Dr , Cedar Hill, TX 75104
$492,990
Est. Payment: $2,769.00/mo
5 Bed
3 Bath
3282 Sqft
0.23 Acres
Status: active | Days on site: 170
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House Description

Assumable Loan at an Incredible 4.50% Interest Rate or Regular FHA financing for 5.8% interest rate and 3.5% to cover the closing cost! Take advantage of a rare opportunity to own this stunning, nearly new 5bedroom home with a 3car garage and flexible financing options designed to make homeownership more attainable. Financing Options Include: 1. Assumable Loan: Take over the seller’s existing mortgage at an incredible 4.50% interest rate, with potential financing options available to help cover the difference between the assumable loan balance and purchase price. 2. FHA Financing: Qualified buyers may also have access to an FHA financing program offering a 5.80% interest rate and 3.5% downpayment assistance. Barely a year old, this beautifully maintained two story home still feels brand new and includes a transferable builder’s warranty for added peace of mind. The thoughtfully designed floor plan features a guest bedroom and full bathroom on the main level, making it ideal for visitors, or a private in-law suite. The spacious primary suite features a large walk-in closet, oversized 5foot shower, and dual vanities. The open concept living and dining areas flow seamlessly into the kitchen, complete with a large center island, granite countertops, stainless steel appliances, gas range, and walk in pantry. Upstairs, you’ll find a spacious game room and media room, along with three additional bedrooms and a full bathroom, providing plenty of room for family, guests, entertaining, or working from home. Additional features include Smart Home Technology, neighborhood playground, and convenient access to shopping, dining, and entertainment. With easy access to I-35E and Hwy 67, Downtown Dallas is approximately 20 minutes away. Whether you choose the 4.50% assumable mortgage or one of the available FHA financing options, this home offers an incredible opportunity to secure a beautiful, nearly new property with attractive financing possibilities.

Highlights

Listed by Abigail Ndom , SCM Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

550 Annually

Year Built

2024

County

Dallas

Neighborhood

Stonehill

School District

Desoto ISD

Listing ID

21250505

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave
Other:
  • ▪ Additional:Cable TV Available, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Pantry, Smart Home System, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Parking Features:Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Single Door
Principal Interest
$2,769
Taxes
$314
HOA
$550

Home Price

$492,990

Loan Details

30 yrs
7.542%

Down Payment

20%
$98,598
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,769.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,769.00 $314.28 $550.00 $3,633.28
Yearly $33,227.97 $3,771.37 $6,600.00 $43,599.34
Total $996,839.10 $113,141.20 $198,000.00 $1,307,980.30

Today's Rates

30 Year

7.54%

20 Year

7.2%

15 Year

6.73%

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Market insight data is pulled from the same city as the listing being viewed (Cedar Hill, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T08:05:48.823Z

© 2026 North Texas Real Estate Information Systems