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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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2820 Saddlebred Trl , Celina, TX 75009
$379,000
Est. Payment: $1,951.26/mo
4 Bed
2 Bath
1941 Sqft
Status: active | Days on site: 165
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This beautiful one-story home in Carter Ranch offers four bedrooms and two bathrooms with a smart, updated layout. The front bedroom, currently used as an office, features chair molding and a walk-in closet, providing flexible space to fit your needs. The kitchen stands out with granite countertops, soft grey cabinetry, black hardware, and electric appliances—including a combined cooktop and oven, built-in microwave, and dishwasher. A spacious walk-in pantry and utility room are combined for added convenience. Just off the kitchen, the living area features sloped ceilings and a cream-toned corner gas fireplace, creating a warm and inviting atmosphere. Decorative lighting throughout the home adds an elevated finish to every space. All bedrooms include walk-in closets, and the primary suite features a private bath with dual decorative sinks, circular mirrors, and a tub-shower combo with neutral tile. Waterproof luxury vinyl flooring has been recently installed throughout the entire home—with zero carpet anywhere—offering both durability and a clean, modern look. Out back, the generously sized yard provides a blank canvas, ready for relaxing, entertaining, or future plans.

Highlights

Listed by Cindy Kennedy , Ebby Halliday, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

200 Quarterly

Year Built

2004

County

Collin

Neighborhood

Carter Ranch-Phase I The

School District

Celina ISD

Listing ID

21206876

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Gas Logs,Living Room
Floor:Luxury Vinyl Plank,Tile
Other:
  • Additional:Cable TV Available, Chandelier, Decorative Lighting, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition,Shingle
Others:
  • Additional:Rain Gutters, Lighting, Preowned
Parking Features:Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Single Door,Lighted
Principal Interest
$1,951
Taxes
$607
HOA
$200

Home Price

$379,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$75,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,951.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,951.26 $607.25 $200.00 $2,758.51
Yearly $23,415.08 $7,287.00 $2,400.00 $33,102.08
Total $702,452.37 $218,610.00 $72,000.00 $993,062.37

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Celina, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems