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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3428 Etta Terrace , Celina, TX 75009
$545,000
Est. Payment: $2,805.90/mo
5 Bed
4 Bath
3291 Sqft
Status: active | Days on site: 104
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

UP TO 1% LENDER CREDIT available for conventional, FHA, VA loans which can be used to provide a 12-month introductory interest rate 1% BELOW market when using the preferred lender. Looking for a 5-bedroom home in Celina that offers both space and functionality? Welcome to 3428 Etta Terrace in Homestead at Ownsby Farms, where thoughtful design, flexible living spaces, and everyday convenience come together in a home built for the way you live. Even better, the washer, dryer, and refrigerator all convey with the home, providing a valuable move-in-ready advantage and saving buyers thousands in upfront appliance expenses. Built in 2021, this 3,291-square-foot home features a bright, open-concept layout that seamlessly connects the main living area and kitchen, creating an inviting space for entertaining and daily life. The kitchen is equipped with granite countertops, a large center island, stainless steel appliances, and a spacious walk-in pantry for effortless organization. The private primary suite is tucked away on the main level and offers a relaxing retreat with dual sinks, a garden tub, separate shower, and generous storage. A secondary bedroom and full bath downstairs provide the perfect setup for guests, a home office, or multi-generational living. Upstairs, you'll find additional bedrooms along with a versatile living area that can easily serve as a game room, media room, playroom, or workspace. Outside, the covered patio and fenced backyard provide a comfortable setting for outdoor dining, relaxing evenings, and family gatherings. Residents of Homestead at Ownsby Farms enjoy access to a community pool, playground, fishing areas, and green spaces. Conveniently located near Old Celina Park, Celina High School, and the shopping, dining, and entertainment options along Preston Road, this home offers the perfect combination of neighborhood amenities, modern comfort, and everyday convenience.

Highlights

Listed by Tanya McQueen , and Korey Benton , Better Homes & Gardens, Winans , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

607 Semi-Annual

Year Built

2021

County

Collin

Neighborhood

Homestead At Ownsby Farms Ph 2, The

School District

Celina ISD

Listing ID

21267279

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Logs,Living Room
Floor:Ceramic Tile
Other:
  • Additional:Granite Counters, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), ADU, Master on Main

Exterior Features

Lot:Interior Lot,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Oversized
Principal Interest
$2,806
Taxes
$347
HOA
$607

Home Price

$545,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,805.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,805.90 $347.44 $607.00 $3,760.33
Yearly $33,670.76 $4,169.25 $7,284.00 $45,124.01
Total $1,010,122.81 $125,077.50 $218,520.00 $1,353,720.31

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Celina, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems