No MUD or PID! Built by Highland Homes, this inviting home in the Cottages of Celina offers an appealing blend of thoughtful design and community amenities. Situated on a corner lot, the home features tall ceilings, abundant natural light, window blinds, and an open feel. The kitchen is equipped with a gas cooktop and center island, providing a great space for everyday living and entertaining. The Cottages of Celina is a master-planned community located just one mile from historic downtown Celina, offering a community pool and amenity center, two catch-and-release fishing ponds, walking trails, parks, and open green spaces. Residents enjoy access to award-winning Celina ISD, front yard stone edging, and front yard maintenance included in the HOA fees. A great opportunity to own a Highland Homes property in a desirable Celina community. *****This is a REO bank-owned property that has already been foreclosed. Property will convey via Special Warranty Deed free and clear of all debts and liens. Vacant and available for possession upon closing. No loan assumption available; buyer must obtain new financing or pay cash. Sold as-is, seller will not negotiate repairs. Contract includes inspection and financing contingencies. Cash and all financing types considered subject to buyer's lender property condition requirements.