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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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292 Pam Dr , Chico, TX 76431
$799,900
Est. Payment: $4,118.23/mo
3 Bed
3 Bath
2618 Sqft
Status: active | Days on site: 156
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Income-producing, multi-use opportunity with picturesque lake views on 6.9 acres. Designed for both lifestyle and revenue, this versatile property offers multiple income streams along with the flexibility to serve as a private residence, weekend retreat, or future development project. The main home features approximately 2,618 square feet, including an enclosed back patio with HVAC and additional lower-level space perfect for extended living, guests. The elevated setting provides peaceful surroundings, scenic views, and frequent wildlife sightings. Outdoors, the property is already equipped for income generation with multiple fully enclosed storage units, covered boat storage, and two RV parking slips with full hookups. This is ideal for short or long-term rentals. With road frontage on two sides and three separate gated entrances, the layout supports privacy, accessibility, and expansion potential. Additional improvements include a detached garage, dedicated spa or hot tub room, and ample open space for future growth or customization. Also, all new Grade-4 roof and brand new septic tanks have been installed. Located just minutes from the boat ramp, you’ll enjoy easy access to the lake without the added cost of waterfront ownership. Whether you’re looking to invest, live, or create a hybrid of both, this property delivers a rare combination of income potential, land, and lifestyle.

Highlights

Listed by Cason Caraway , Post Oak Realty West , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
6.9

Year Built

1996

County

Wise

Neighborhood

El Lago Estates

School District

Chico ISD

Listing ID

21213545

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Living Room
Floor:Carpet,Ceramic Tile,Engineered Wood
Other:
  • Additional:Granite Counters, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Acreage,Interior Lot,Many Trees,5 to < 10 Acres
Roof:Shingle
Others:
  • Additional:Private Yard, RV/Boat Parking, Storage, Preowned
Parking Features:Additional Parking,Boat,Covered,Garage,Garage Door Opener,RV Carport
Principal Interest
$4,118
Taxes
$507

Home Price

$799,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,118.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,118.23 $507.33 $0.00 $4,625.57
Yearly $49,418.79 $6,088.00 $0.00 $55,506.79
Total $1,482,563.73 $182,640.00 $0.00 $1,665,203.73

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chico, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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