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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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114 Ridgeline , Chico, TX 76431
$775,000
Est. Payment: $3,990.04/mo
4 Bed
3.5 Bath
2941 Sqft
Status: active | Days on site: 146
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House Description

NEW CONSTRUCTION at the Lake! Owner Financing Available - Tucked among mature trees in the exclusive gated lakeside community of North Star Pointe, this stunning home blends timeless architecture with peaceful country charm. Sitting on 1.24 ac lot and designed with an open, spacious layout, it’s perfect for both everyday living and entertaining, with abundant windows that flood the home with natural light and showcase the serene surroundings. The living room features a vaulted ceiling, a beautiful brick fireplace, and custom built-in cabinetry. Thoughtful upgrades throughout include luxury vinyl plank flooring, designer lighting and long blade fans, and a stylish wet bar complete with an ice machine. The kitchen is a true centerpiece, offering granite countertops, a farmhouse sink, stainless steel appliances, a large eat-in island, two-tone cabinetry, and an oversized pantry with exceptional storage. Three bedrooms are conveniently located on the main level and thoughtfully split for privacy. The primary suite is a relaxing retreat with double vanities, upgraded finishes, a freestanding soaking tub, separate shower, and a spacious walk-in closet with direct access to the laundry room. In additon there is a half bath tucked away for guest convenience. Upstairs, you’ll find a versatile bonus space ideal for a second living area or game room, along with another bedroom or 2nd Living area with full bath, and an additional bonus room perfect for a bunk room or home office. Enjoy peaceful mornings and evening sunsets from the expansive elevated front porch or covered back patio, surrounded by nature and wildlife. Residents of North Star Pointe enjoy access to premium amenities including the community pool, pickleball court, and private boat ramp with dock—bringing the best of lakeside living right to your doorstep. If you’re searching for a quiet escape with a Hill Country feel, while enjoying one of the best kept secrets-Lake Bridgeport, then this home delivers.

Highlights

Listed by Robin Krueger , Massey Krueger Real Estate Svs , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.24

HOA Fee

375 Semi-Annual

Year Built

2025

County

Wise

Neighborhood

North Star Pointe

School District

Chico ISD

Listing ID

21223598

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave
Air Cond:Ceiling Fan(s),Central Air,Zoned
Fireplaces:Family Room,Propane
Floor:Carpet,Luxury Vinyl Plank
Other:
  • Additional:Built-in Features, Decorative Lighting, Double Vanity, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Master on Main

Exterior Features

Lot:Interior Lot,Lrg. Backyard Grass,Many Trees,Subdivision,1 to < 3 Acres
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Lighting
Parking Features:Concrete,Driveway,Enclosed,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Inside Entrance,Kitchen Level
Principal Interest
$3,990
Taxes
$494
HOA
$375

Home Price

$775,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,990.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,990.04 $494.06 $375.00 $4,859.10
Yearly $47,880.44 $5,928.75 $4,500.00 $58,309.19
Total $1,436,413.16 $177,862.50 $135,000.00 $1,749,275.66

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chico, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems