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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1634 Fm 1529 N , Cooper, TX 75432
$700,000
Est. Payment: $3,603.90/mo
3 Bed
2 Bath
2350 Sqft
Status: active | Days on site: 564
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

SELLER CONSIDERING ALL OFFERS Assumable VA loan at 2.5% interest through PennyMac for qualified buyers meeting lender approval and entitlement substitution requirements. Custom home on 6 acres near Cooper Lake offering practical country living with flexibility, functionality, and rare financing opportunities. This newer construction home offers approximately 2,350 square feet with an open-concept layout connecting the kitchen, dining, and living areas. Tall ceilings, oversized windows, and custom wood accents bring warmth and natural light throughout the home. The kitchen features granite countertops, a farmhouse sink, large island, and oversized walk-in pantry designed for everyday living and entertaining. Upstairs includes a loft overlooking the main living area along with a separate office space ideal for working from home, hobbies, or additional flex space. Outside, the property continues to stand out with: • Approximately 500 sq. ft. of additional finished living space within the shop • Brand-new 24x30 heated and cooled garage • Barn with additional office space • Fenced acreage currently set up for goats • Room for livestock, equipment, recreation, or business use Located just minutes from Cooper Lake, the property offers convenient access to boating, fishing, camping, and hiking while remaining within reach of Commerce, Sulphur Springs, and Paris. Estimated 2025 property taxes based on current assessed value are approximately $9,351 annually before exemptions. If you’ve been searching for usable acreage, functional improvements, flexible living space, and the possibility of assuming a low-interest VA loan, this property deserves a closer look.

Highlights

Listed by Barbara Thomas , OnwardTX Real Estate Advisors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
6.41

Year Built

2016

County

Delta

School District

Cooper ISD

Listing ID

20837829

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Logs
Floor:Ceramic Tile,Hardwood
Other:
  • Additional:Decorative Lighting, High Speed Internet Available, Loft, Vaulted Ceiling(s), Master on Main

Exterior Features

Lot:Acreage,Lrg. Backyard Grass,5 to < 10 Acres
Roof:Metal
Others:
  • Additional:Covered Patio/Porch
Parking Features:Covered,Garage Faces Rear,Garage Faces Side
Principal Interest
$3,604
Taxes
$792

Home Price

$700,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$140,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,603.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,603.90 $791.67 $0.00 $4,395.57
Yearly $43,246.85 $9,500.00 $0.00 $52,746.85
Total $1,297,405.44 $285,000.00 $0.00 $1,582,405.44

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Cooper, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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