Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

100 S Main St , Cross Plains, TX 76443
$142,000
Est. Payment: $731.08/mo
0 Bed
0 Bath
3075 Sqft
Status: active | Days on site: 1115
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

If you like character, charm, history and nostalgia, you will want to take a look at this old Bank building. Currently the downstairs is being used as a restaurant, but could be used for a boutique, antique store, or whatever your heart can dream up. Beautiful architectural design with high ceilings, brick wall, and large picture windows looking out over the town. Upstairs has bank offices from years gone by. With original hardwood floors, high ceilings with ornate metal, and the front office have windows with views of Main St. Would make a great apartment or bed and breakfast. Such potential here, just bring your imagination and make this beautiful building great again!

Highlights

Listed by Karen Lenz , Trinity Ranch Land Cross Plain , North Texas Real Estate Information Systems

Property Type

Commercial Sale

Lot/Acreage
0.04

Year Built

1920

County

Callahan

Neighborhood

Central - Cp

Listing ID

20399401

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Ceramic Tile,Hardwood

Exterior Features

Lot:Corner Lot,Zero Lot
Zoning:Commercial
Roof:Other
Others:
  • Additional:Preowned
Parking Features:On Street,Paved
Principal Interest
$731
Taxes
$86

Home Price

$142,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$28,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$731.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $731.08 $86.08 $0.00 $817.16
Yearly $8,772.93 $1,033.00 $0.00 $9,805.93
Total $263,187.96 $30,990.00 $0.00 $294,177.96

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Cross Plains, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems