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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3101 W Oak Shores Dr , Cross Roads, TX 76227
$1,199,900
Est. Payment: $6,739.53/mo
4 Bed
3.5 Bath
3316 Sqft
1.17 Acres
Status: active option contract | Days on site: 86
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House Description

Located in Oak Shores lake neighborhood of Cross Roads, Texas, this premium Lake Lewisville waterfront property offers wide-open, unobstructed water views across the main body of the lake with direct access to a private community dock and sandy beach area. Kye Fadeley, Waterfront, lakefront and Lake Neighborhood Specialist, knows lake lewisville like the back of his hand. No City Taxes, Fewer Municipal Ordinances, and this rare property sits in an unincorporated Denton County enclave. Homeowners enjoy a relaxed, resort-style lakeside lifestyle free from city-level property tax surcharges and restrictive municipal regulations, while still retaining full access to city utilities and top-rated public schools. Ideal for seamless year-round living or DFW relocation, the location delivers exceptional North Texas connectivity—placing you just 10 to 15 minutes from Little Elm, 15 to 20 minutes from Denton's dining and university hubs, 20 to 25 minutes from Frisco's premier shopping and entertainment districts like The Star, and roughly 35 to 40 minutes from DFW International Airport. Enjoy the ultimate combination of low-tax unincorporated freedom, panoramic shoreline vistas, and effortless modern convenience.

Highlights

Listed by Kye Fadeley , and Loretta Graziani , Lake Homes Realty, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.17

HOA Fee

250 Annually

Year Built

2001

County

Denton

Neighborhood

Oak Shores Ph 1

School District

Denton ISD

Listing ID

21320846

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Wood
Other:
  • ▪ Additional:Built-in Features, Master on Main

Exterior Features

Lot:1 to < 3 Acres,Lake Front – Corps of Engineers
Roof:Asphalt,Metal
Parking Features:Garage
Principal Interest
$6,740
Taxes
$957
HOA
$250

Home Price

$1,199,900

Loan Details

30 yrs
7.542%

Down Payment

20%
$239,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,739.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,739.53 $957.08 $250.00 $7,946.61
Yearly $80,874.34 $11,485.00 $3,000.00 $95,359.34
Total $2,426,230.22 $344,550.00 $90,000.00 $2,860,780.22

Today's Rates

30 Year

7.54%

20 Year

7.2%

15 Year

6.73%

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Market insight data is pulled from the same city as the listing being viewed (Cross Roads, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T14:08:21.260Z

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