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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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207 Commerce St , Cumby, TX 75433
$229,000
Est. Payment: $1,267.57/mo
2 Bed
1 Bath
1055 Sqft
0.73 Acres
Status: active | Days on site: 17
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House Description

Step back in time without giving up modern-day updates. Built in 1911 and extensively restored in 2021, this one-of-a-kind property sits on approximately 0.73 acres and is filled with character you simply can’t recreate. The main home offers approximately 1,050 sq. ft., with original inspired details including hardwood flooring, antique-style lighting, shiplap ceilings with matching crown molding, custom windows and a Douglas Fir bungalow-style front door. A three-sided wraparound porch and additional deck space create an inviting extension of the home. The restoration went far beyond cosmetics, with updated electrical and plumbing, a 3-ton HVAC system, commercial-grade metal roofing, added insulation, structural repairs, including joists and ceiling rafters, Hardie Plank siding, and replacement windows. The home also features two manually operated gas heaters for an additional heat source during power outages. And the main house is only part of what makes this property special. ***A separate approximately 220 sq. ft. one-bedroom, one-bath GUEST COTTAGE provides additional flexible space and was designed with accessibility in mind. The HISTORIC blacksmith shop and its adjoining wings were also restored, including a plant shed with electricity 50 amp, running water, sink and skylights. A large metal carport, horseshoe drive, flagstone pathways and established landscaping with sprinklers to complete the property.*** Historic charm, substantial restoration and multiple usable structures all on one unique East Texas property.

Highlights

Listed by Jess Buchanan , Century 21 First Group , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.73

Year Built

1911

County

Hopkins

Neighborhood

Town Cumby

School District

Cumby ISD

Listing ID

21393957

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Gas Range, Tankless Water Heater, Vented Exhaust Fan, Water Purifier
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Hardwood
Other:
  • ▪ Additional:Chandelier, Decorative Lighting, Granite Counters, High Speed Internet Available, Kitchen Island, Natural Woodwork, Open Floorplan, Paneling, Master on Main

Exterior Features

Lot:Landscaped,Sprinkler System,.5 to < 1 Acre
Roof:Metal
Parking Features:Additional Parking,Carport,Circular Driveway,Drive Through,Driveway,Gravel
Principal Interest
$1,268
Taxes
$399

Home Price

$229,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,267.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,267.57 $399.42 $0.00 $1,666.98
Yearly $15,210.78 $4,793.00 $0.00 $20,003.78
Total $456,323.43 $143,790.00 $0.00 $600,113.43

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Cumby, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T16:04:52.320Z

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