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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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201 S Cates St , Decatur, TX 76234
$320,000
Est. Payment: $1,771.27/mo
3 Bed
2.5 Bath
1710 Sqft
0.1 Acres
Status: active | Days on site: 9
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CS00FW - 0736896
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House Description

Don't miss out on the opportunity to own this beautifully crafted new construction home located in the heart of downtown Decatur. Estimated completion date is late October. This open-concept floorplan features 9 foot ceilings on the first floor, crown molding, floor outlets in the living room, flat-screen wiring, luxury vinyl plank flooring with carpet in the bedrooms, ceiling fans in all bedrooms and living room, a convenient first-floor powder bath, and a mud bench. The kitchen offers quartz countertops, 42 inch upper cabinets with soft close hinges, tile backsplash, vented exhaust fan above stove, and a Whirlpool appliance package including a range with air fryer and convection capabilities. Upstairs you’ll find spacious bedrooms with large closets, full bathroom with quartz countertop, 4 additional storage and linen closets, a convenient spacious laundry room, and a primary suite featuring a bathroom with dual sinks, quartz countertop, and a large walk-in closet. Built with energy efficiency in mind, this home includes LED lighting throughout, R-20 foam insulation in 2x6 exterior walls instead of 2x4, 20 inches of R-49 attic insulation, low-E windows, and a high efficiency 3 ton Daikin FIT HVAC system with variable-speed technology, humidity control, and a smart thermostat. The roof has 30 year architectural composition shingles. Enjoy outdoor living with covered front and back porches and a fully fenced backyard. As an added bonus, the home has an extended garage equipped with a built-in work bench with shelving, and 4 additional electrical outlets. This property is located in a USDA eligible area, giving qualified buyers the opportunity to purchase with no down payment! Contact the listing agent for preferred lender information and any incentives. Professional photos to come as it gets closer to completion.

Highlights

Listed by Monica Spence , Spence Real Estate Group LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.1

Year Built

2026

County

Wise

Neighborhood

Mrs E.O. Cates

School District

Decatur ISD

Listing ID

21384323

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric,Humidity Control
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Other:
  • ▪ Additional:Cable TV Available, Eat-in Kitchen, Flat Screen Wiring, High Speed Internet Available, Open Floorplan, Pantry, Walk-In Closet(s)

Exterior Features

Lot:Corner Lot,Landscaped,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Lot Dimensions:48x90
Roof:Composition
Others:
  • ▪ Additional:Covered Patio/Porch, Rain Gutters, New Construction - Incomplete
Parking Features:Concrete,Driveway,Garage Faces Side,Garage Single Door
Principal Interest
$1,771
Taxes
$204

Home Price

$320,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,771.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,771.27 $204.00 $0.00 $1,975.27
Yearly $21,255.24 $2,448.00 $0.00 $23,703.24
Total $637,657.19 $73,440.00 $0.00 $711,097.19

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Decatur, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T06:05:12.440Z

© 2026 North Texas Real Estate Information Systems