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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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181 Monarch Dr , Denison, TX 75020
$1,499,000
Est. Payment: $7,717.50/mo
5 Bed
4 Bath
4926 Sqft
Status: sold | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Elevated lake living awaits in this exceptional four-story Lake Texoma retreat, perfectly positioned to capture panoramic water views from all directions. Located inside a sought-after gated community, this well-maintained home offers a rare combination of luxury, recreation, and investment potential just across the highway from the highly anticipated Preston Harbor development. Designed for both entertaining and everyday comfort, the home features five bedrooms, multiple living spaces, a private theater room, and an elevator servicing three floors. At the top, a spectacular crow’s nest surrounded by windows provides breathtaking 360-degree views of Lake Texoma, creating the perfect space to unwind, entertain, or simply take in the scenery. The spacious kitchen is complemented by a large pantry with built-in wine storage, while abundant storage throughout the home includes multiple walk-in attic spaces rarely found in lake properties. The primary suite offers a private retreat, and every level has been thoughtfully designed to maximize the incredible views. Step outside and enjoy the ultimate lake lifestyle. Three community stairways provide access to the shoreline, including a secluded sandy beach located just behind the home. A highly desirable boat slip is available for purchase, offering convenient access to the water and available exclusively to property owners within the gated community. Spend evenings gathered around the outdoor fire pit overlooking the lake, take a golf cart ride through the neighborhood, or enjoy nearby marinas, restaurants, and recreation. Whether you’re searching for a full-time residence, luxury vacation home, or investment opportunity, this one-of-a-kind Lake Texoma property delivers an unmatched combination of views, location, and lifestyle. Ask your favorite Realtor for a complete list of home features, community amenities, and boat slip details.

Highlights

Listed by Michelle McCullough , HBL, Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

1350 Annually

Year Built

2004

County

Grayson

Neighborhood

Munson Point Add

School District

Denison ISD

Listing ID

21300544

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Built-in Coffee Maker, Built-in Refrigerator, Dishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Double Oven, Plumbed For Gas in Kitchen, Refrigerator, Vented Exhaust Fan, Water Filter, Water Purifier, Home Theater,Irrigation Equipment,List Available
Air Cond:Ceiling Fan(s),Central Air,Electric,Multi Units
Fireplaces:Gas Logs,Living Room,Primary Bedroom
Floor:Carpet,Engineered Wood,Tile
Other:
  • Additional:Built-in Features, Decorative Lighting, Eat-in Kitchen, Elevator, Granite Counters, High Speed Internet Available, Kitchen Island, Multiple Staircases, Open Floorplan, Pantry, Sound System Wiring, Walk-In Closet(s), Wet Bar, ADU

Exterior Features

Lot:Cul-De-Sac,Landscaped,Water/Lake View,Less Than .5 Acre (not Zero),Lake Front,Lake Front – Corps of Engineers,Personal Watercraft Lift
Roof:Shingle
Others:
  • Additional:Attached Grill, Balcony, Boat Slip, Covered Patio/Porch, Fire Pit, Gas Grill, Rain Gutters, Outdoor Grill, Preowned
Parking Features:Additional Parking,Circular Driveway,Porte-Cochere,Garage,Inside Entrance
Principal Interest
$7,718
Taxes
$956
HOA
$1,350

Home Price

$1,499,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,717.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,717.50 $955.61 $1,350.00 $10,023.12
Yearly $92,610.04 $11,467.35 $16,200.00 $120,277.39
Total $2,778,301.08 $344,020.50 $486,000.00 $3,608,321.58

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Denison, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems