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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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414 W Main St , Denison, TX 75020
$850,000
Est. Payment: $4,704.94/mo
6000 Sqft
0.07 Acres
Status: active | Days on site: 2
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TRACY00TO - 0468337,0623240
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House Description

This fully restored and operational two-story building sits in the heart of Downtown Denison’s Historic Main Street Business District. Built in 1903, it’s one of the earliest Post Modern structures. The upstairs open loft is beautifully styled in the 1900s era, featuring built-in furniture, two 4x4 skylights, ventless fireplace, tall windows and a charming living space with a kitchen perfect for entertaining. The spacious spa bathroom includes a jet tub, a large walk-in shower, and New Orleans–style windows with shutters for privacy. With roughly 3,000 square feet upstairs and 3000 square feet downstairs, the property offers the chance to live upstairs or run it as an Airbnb, while the downstairs is currently leased to a local business on a month-to-month basis. Located in an Opportunity Zone, there may be Destination grants available for new businesses through the Denison Development Alliance. The city recently completed a major multi-million-dollar urban renewal of Main Street, adding expanded sidewalks for outdoor dining, water features, landscaping and public art sculptures. Denison earned the prestigious Great American Main Street Award AND the Best Texas Downtown Award in 2025 for its outstanding community transformation and preservation efforts. At a price tag of $850,000, this historic beauty offers an incredible value.

Highlights

Listed by Johnathan McLeod , and Tommi Sue Homuth , Tracy Realty , North Texas Real Estate Information Systems

Property Type

Commercial Sale

Lot/Acreage
0.07

Year Built

1903

County

Grayson

Neighborhood

Otp Denison

Listing ID

21402814

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Interior Features

Air Cond:Central Air,Electric
Fireplaces:
Floor:Wood

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Zoning:Residential Loft Upstairs Business Downstairs
Roof:Other
Others:
  • ▪ Additional:Preowned
Parking Features:Alley Access,On Street,Open
Principal Interest
$4,705
Taxes
$1,021

Home Price

$850,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,704.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,704.94 $1,021.17 $0.00 $5,726.10
Yearly $56,459.23 $12,254.00 $0.00 $68,713.23
Total $1,693,776.91 $367,620.00 $0.00 $2,061,396.91

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Denison, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T00:07:32.300Z

© 2026 North Texas Real Estate Information Systems