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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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431 W Main St , Denison, TX 75020
$699,000
Est. Payment: $3,598.76/mo
0 Bed
0 Bath
6000 Sqft
Status: pending | Days on site: 241
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

First time on the market in over 30 years, this prominent brick building lies in the heart of downtown Denison at the northeast corner of W. Main Street and N. Fannin Avenue. At 100% occupancy, it is currently home to Guymon Brothers Trading Co., Stones of the Heart, A Timeless Journey vintage boutique, and Joy’s Hairstyling & Paradise Nail Salon. The building features eight leasable units, each offering its own distinct character and charm. All tenants are on month-to-month leases and have expressed a desire to remain. Ownership has been diligent in maintaining the property, with recent improvements including all-new ductwork, a new 5-ton American Standard furnace and AC condenser installed this spring, and a newer TPO roof. Positioned on one of Main Street’s most heavily trafficked blocks, the building sits directly across from the iconic Rialto Theater and next door to the upcoming Denison location of 903 Brewers, known for its craft beer and signature burger offerings. Denison is riding strong momentum, recently earning the nationally recognized 2025 Great American Main Street Award. Downtown continues to draw visitors from across the region with its wineries, antique stores, eclectic dining, and boutique shopping. Main Street property values have increased by 200% over a 15-year period, underscoring the significance of this location. Established in 1872 in anticipation of the Missouri-Kansas-Texas (Katy) Railroad, Denison has long served as a regional hub. Its Denison Main Street Program has since attracted more than $80 million in investment. The City of Denison is currently enhancing the streetscape with brick paver roadways to restore historic character. Buyers are encouraged to inquire with the City of Denison regarding available DDA or DDF grants to help bring your business vision to life. Opportunities to own a fully occupied, corner-lot Main Street building in downtown Denison are exceedingly rare—this offering places you at the center of it all.

Highlights

Listed by Megan Christensen , Texas Life Real Estate , North Texas Real Estate Information Systems

Property Type

Commercial Sale

Lot/Acreage
0.14

Year Built

1959

County

Grayson

Neighborhood

Otp Denison

Listing ID

21135204

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank

Exterior Features

Lot:Corner Lot,Less Than .5 Acre (not Zero)
Zoning:Commercial
Roof:Flat,Synthetic
Others:
  • Additional:Preowned
Parking Features:Alley Access,Concrete,On Site,On Street
Principal Interest
$3,599
Taxes
$1,001

Home Price

$699,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,598.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,598.76 $1,000.67 $0.00 $4,599.42
Yearly $43,185.07 $12,008.00 $0.00 $55,193.07
Total $1,295,552.00 $360,240.00 $0.00 $1,655,792.00

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Denison, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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