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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3921 Oak Creek Cir , Denison, TX 75020
$290,000
Est. Payment: $1,493.05/mo
3 Bed
2 Bath
1517 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this well-maintained single-story home in Denison’s desirable The Reserve community. Built in 2022, this home features 3 bedrooms, 2 full bathrooms, and a comfortable open-concept layout designed for everyday living. The kitchen offers stainless steel appliances, granite countertop, gas stove, and a functional flow into the dining and living areas. The private primary suite includes an ensuite bathroom and walk-in closet, while the secondary bedrooms provide flexibility for family, guests, or a home office. Enjoy a spacious backyard with room to relax, garden, or entertain outdoors. The garage has epoxy flooring, tankless water heater, and a sprinkler system for the yard. This property is conveniently located near shopping, dining, schools, and Texoma Medical Center. US-75 is approximately one mile away for easy access for commuting to Sherman, Denison, Van Alstyne, McKinney, or other North Texas areas. The location offers a good balance of quiet residential living while still being near major roads and city amenities. This house is move-in ready to welcome its next owner, schedule a tour today!

Highlights

Listed by Yoshie Miyahara , EXP REALTY , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

550 Annually

Year Built

2022

County

Grayson

Neighborhood

The Reserve Ph 1-5

School District

Denison ISD

Listing ID

21325523

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Laminate
Other:
  • Additional:Eat-in Kitchen, Granite Counters, Open Floorplan, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Sprinkler System,Less Than .5 Acre (not Zero)
Roof:Composition,Shingle
Others:
  • Additional:Rain Gutters, Preowned
Parking Features:Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$1,493
Taxes
$529
HOA
$550

Home Price

$290,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,493.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,493.05 $529.00 $550.00 $2,572.05
Yearly $17,916.55 $6,348.00 $6,600.00 $30,864.55
Total $537,496.54 $190,440.00 $198,000.00 $925,936.54

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Denison, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems