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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4170 Carter Ct , Denison, TX 75020
$425,000
Est. Payment: $2,188.08/mo
4 Bed
4 Bath
2634 Sqft
Status: active | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Built by Highland Homes in 2023, this beautifully designed 4-bedroom, 4-bath home offers 2,634 square feet of modern living with a bright, open layout that's perfect for everyday living and entertaining. Backing to a peaceful greenbelt with no rear neighbors, this home combines privacy, quality craftsmanship, and an exceptional location in Gateway Village – The Reserve. The heart of the home is the spacious open-concept living area, where vaulted ceilings, abundant natural light, luxury vinyl plank flooring, an Austin stone gas fireplace with built-in cabinetry, and seamless flow create an inviting space for gathering. The chef-inspired kitchen features quartz countertops, subway tile backsplash, stainless steel appliances including a gas cooktop, built-in oven, microwave, dishwasher, a large island with farmhouse sink, and a walk-in pantry. The desirable split-bedroom floor plan offers privacy and flexibility with the spacious primary suite and a secondary bedroom with a full bath on the main level, plus a bonus room perfect for a home office or playroom. The luxurious primary bath features dual quartz vanities, a soaking tub, separate shower, and a large walk-in closet. Upstairs, you'll find a second living area along with two additional bedrooms, each served by its own full bathroom, making it ideal for guests or multi-generational living. Additional highlights include a large laundry room with abundant cabinetry and decorative tile flooring, smart home technology, and a covered back patio overlooking the greenbelt. Conveniently located near Gateway Village, Texoma Medical Center, shopping, restaurants, and entertainment, this move-in-ready home offers the perfect blend of modern style, thoughtful design, and everyday convenience.

Highlights

Listed by Angie Patton , HBL, Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

275 Semi-Annual

Year Built

2023

County

Grayson

Neighborhood

The Reserve

School District

Denison ISD

Listing ID

21329046

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Logs,Living Room,Stone
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Cable TV Available, Double Vanity, Eat-in Kitchen, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Vaulted Ceiling(s), Walk-In Closet(s), ADU, Master on Main

Exterior Features

Lot:Greenbelt,Interior Lot,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Concrete,Covered,Driveway,Garage,Garage Faces Front,Garage Single Door
Principal Interest
$2,188
Taxes
$271
HOA
$275

Home Price

$425,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,188.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,188.08 $270.94 $275.00 $2,734.02
Yearly $26,257.01 $3,251.25 $3,300.00 $32,808.26
Total $787,710.45 $97,537.50 $99,000.00 $984,247.95

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Denison, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems