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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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20 Waco , Elkhart, TX 75839
$325,000
Est. Payment: $1,673.24/mo
2 Bed
1 Bath
1584 Sqft
Status: active | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Charming lakefront cottage at gated Lake Ioni Hunting & Fishing Club, nestled in the hills and trees of East Texas! Located near historic Palestine, this inviting 2-bedroom, 1 bath, 1584 sq. ft. home offers the perfect blend of relaxation, recreation, and natural beauty. The open floor plan provides comfortable space for gathering with family and friends, while the spacious sunroom spanning the back of the home serves as an additional family room and dining area with peaceful, tree-shaded views of the spring-fed lake. Step outside to the 12’ x 44’ covered lakeside porch and unwind while surrounded by wildlife, towering trees, and the quiet stillness this private fishing community is known for. One bedroom connects to an office, oversized closet, or bonus room, offering flexibility for guests, hobbies, or remote work. A one-stall boathouse makes it easy to enjoy fishing right from your property, and a two-car carport adds convenience. The home features central heat and air, propane onsite for the water heater, plus hookups for a gas stove and gas heaters. Community amenities at Lake Ioni include excellent fishing and bow hunting, a swim area with picnic pavilion, boat launch, and gun range with training provided. Most furnishings, appliances, and décor convey with the sale, along with a fishing boat with motor, golf cart, and Blackstone grill —making this truly move-in ready. Whether you are searching for a peaceful weekend getaway or a full-time lakefront retreat, this East Texas gem is ready to enjoy from day one!

Highlights

Listed by Dana Staples , Staples Sotheby's Internationa , North Texas Real Estate Information Systems

Property Type

Residential

HOA Fee

1000 Annually

Year Built

1990

County

Anderson

Neighborhood

Lake Ioni

School District

Elkhart ISD

Listing ID

21266776

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Laminate,Vinyl
Other:
  • Additional:Built-in Features, Cable TV Available, Open Floorplan, Master on Main

Exterior Features

Lot:Waterfront,Less Than .5 Acre (not Zero),Lake Front
Roof:Composition
Others:
  • Additional:Boat Slip, Covered Deck, Rain Gutters, Outdoor Grill, Preowned
Parking Features:Detached Carport,Driveway
Principal Interest
$1,673
Taxes
$17
HOA
$1,000

Home Price

$325,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,673.24

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,673.24 $16.92 $1,000.00 $2,690.16
Yearly $20,078.89 $203.00 $12,000.00 $32,281.89
Total $602,366.81 $6,090.00 $360,000.00 $968,456.81

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Elkhart, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

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