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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4189 Fm 2946 , Emory, TX 75440
$649,750
Est. Payment: $3,345.20/mo
3 Bed
3 Bath
2588 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lake Fork waterfront living without the typical waterfront price! This gated retreat offers an incredible opportunity with .34 deeded acres plus over 4 acres of SRA leaseback and approximately 1,500 feet of shoreline on one of Texas’ most sought-after fishing lakes. From peaceful mornings on the porch to unforgettable sunsets over the water, this property delivers the lake lifestyle everyone dreams about. This beautifully updated home features 3 bedrooms, 3 full bathrooms, and the perfect blend of comfort, charm, and functionality. Designed for full-time living or the ultimate weekend getaway, the home offers inviting spaces for relaxing, entertaining, and making lasting memories with family and friends. With approximately $187K in updates since 2022, this property has been thoughtfully improved inside and out while maintaining the warmth of a true lake retreat. Outdoor living is where this property truly shines! Enjoy breathtaking water views from the covered porches, cool off in the sparkling pool overlooking Lake Fork, spend your days fishing from your own shoreline, or head out on the water with ease from the boathouse featuring a boat lift. A 24x30 shop with electricity provides excellent space for boats, equipment, tools, hobbies, storage, and all your lake toys. The gated entrance provides added privacy, while the expansive shoreline and generous leaseback acreage create room to fully enjoy the outdoors. With incredible views, a pool, shop, boathouse, and direct access to a world-famous trophy bass fishing destination, this property offers endless possibilities as a permanent residence, vacation escape, or weekend retreat. No HOA! This is more than a home...it’s your chance to own your own piece of Lake Fork.

Highlights

Listed by Tony Gore , Signature Properties, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.34

Year Built

1985

County

Rains

Neighborhood

None

School District

Rains ISD

Listing ID

21327340

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Wood Burning
Floor:Laminate
Other:
  • Additional:Eat-in Kitchen, Master on Main

Exterior Features

Lot:Few Trees,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Lake Front
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters
Parking Features:Circular Driveway,Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$3,345
Taxes
$740

Home Price

$649,750

Loan Details

30 yrs
6.674%

Down Payment

20%
$129,950
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,345.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,345.20 $739.67 $0.00 $4,084.86
Yearly $40,142.34 $8,876.00 $0.00 $49,018.34
Total $1,204,270.26 $266,280.00 $0.00 $1,470,550.26

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Emory, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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