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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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345 Rains County Road 3390 , Emory, TX 75440
$690,000
Est. Payment: $3,552.42/mo
4 Bed
3 Bath
2701 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Perched along the shores of world-famous Lake Fork in Penson Springs, this beautifully designed waterfront home offers the perfect blend of comfort, functionality, and unforgettable views. This 4-bedroom, 3-bath residence has been thoughtfully designed for both everyday living and entertaining family and friends at the lake. The versatile fourth bedroom is perfectly suited as a private office or guest suite with attached bath. The heart of the home is the spacious kitchen featuring stunning knotty alder cabinetry, abundant storage, granite countertops, breakfast bar seating, and a cozy breakfast nook — all positioned to take in sweeping lake views. A formal dining room provides additional space for hosting gatherings and holiday meals. The formal living room features a warm gas fireplace, while the expansive family room serves as the ideal entertainment space with panoramic backyard and lake views, making it perfect for game nights, pool tables, cards, or simply relaxing with guests. The beautiful, windowed sunroom creates a bright year-round retreat to enjoy morning coffee or evening sunsets. Outdoors, a recently added wood deck and concrete patio provide exceptional spaces for entertaining, dining, or simply soaking in the sunshine and star-filled East Texas nights. The fenced backyard is ideal for smaller pets, while a picturesque tree-lined path leads directly to the private boat dock. Anglers and boating enthusiasts will appreciate approx. 10’of water at the back of the single-slip dock — considered excellent for Lake Fork — along with immediate access to a deeper creek for quick navigation to open water. Additional highlights include a full-size stairway to spacious floored attic storage and only about one mile from the Lake Fork Golf Club, offering even more recreational opportunities for family and guests. This is East Texas lake living at its finest — whether for a full-time residence, weekend retreat, or entertainer’s dream on legendary Lake Fork.

Highlights

Listed by Paul Tibbets , Signature Properties, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.74

Year Built

2008

County

Rains

Neighborhood

Pinson Spgs

School District

Rains ISD

Listing ID

21281153

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Gas Logs
Floor:Carpet,Tile,Wood
Other:
  • Additional:Granite Counters, Pantry, ADU, Master on Main

Exterior Features

Lot:Subdivision,Water/Lake View,Waterfront,.5 to < 1 Acre,Lake Front
Roof:Composition
Others:
  • Additional:Rain Gutters, Storage
Parking Features:Garage Door Opener,Garage Faces Side
Principal Interest
$3,552
Taxes
$800

Home Price

$690,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$138,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,552.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,552.42 $799.92 $0.00 $4,352.34
Yearly $42,629.04 $9,599.00 $0.00 $52,228.04
Total $1,278,871.08 $287,970.00 $0.00 $1,566,841.08

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Emory, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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