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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1228 Emilia Rd , Fate, TX 75087
$484,900
Est. Payment: $2,496.48/mo
4 Bed
3 Bath
2305 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Better-than-new Highland Homes Denton floorplan in Monterra, zoned to Rockwall ISD. This beautifully maintained one-story resale showcases premium design selections already completed, without the wait for new construction. Located on a spacious 50x120 lot, the home features light brick, dark trim, strong curb appeal, and a functional open-concept layout filled with natural light. Inside, tall ceilings and large windows create a bright, open feel throughout the main living areas. The upgraded kitchen includes quartz countertops, a large island, gas cooktop, double ovens, two-tone cabinetry, upper glass-front cabinets, and designer finishes. A built-in hutch coffee bar adds both style and extra storage. The living room is anchored by a beautiful stone fireplace, making the space great for everyday living and entertaining. The private primary suite features a bay window with sitting area, along with a spa-style bath offering dual vanities, a soaking tub, oversized shower, and generous closet space. Additional upgrades include gutters tied into the drainage system, plus surface drains around the property for improved water management. The home also carries the remaining Highland Homes 10-year structural warranty, giving buyers added peace of mind. Enjoy outdoor living on the extended covered patio overlooking the fenced backyard plus walkable access to resort-style amenities including a community pool, amenity center, sport courts, walking trails, green space, and a pond. Conveniently located near I-30 with quick access to shopping, dining, entertainment, Downtown Rockwall, and Lake Ray Hubbard. A rare opportunity to own a highly upgraded Highland Homes resale in one of Rockwall County's most desirable communities - move-in ready and priced below comparable new construction.

Highlights

Listed by Steve Koleno , Beycome Brokerage Realty LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

1200 Annually

Year Built

2023

County

Rockwall

Neighborhood

Monterra Phase 1A

School District

Rockwall ISD

Listing ID

21362670

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Double Oven, Tankless Water Heater, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Gas Logs,Living Room,Stone
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank,Tile,Vinyl
Other:
  • Additional:Built-in Features, Decorative Lighting, Double Vanity, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Lighting, Private Yard
Parking Features:Garage,Garage Door Opener,Garage Faces Front,Side By Side
Principal Interest
$2,496
Taxes
$623
HOA
$1,200

Home Price

$484,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$96,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,496.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,496.48 $622.75 $1,200.00 $4,319.23
Yearly $29,957.71 $7,473.00 $14,400.00 $51,830.71
Total $898,731.28 $224,190.00 $432,000.00 $1,554,921.28

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fate, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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