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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1328 Cartona Rd , Fate, TX 75087
$827,800
Est. Payment: $4,261.87/mo
5 Bed
4 Bath
4539 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Discover elevated living in this brand-new Grand Home in Monterra, one of the DFW area's most sought-after master-planned communities. Residents enjoy resort-style amenities including a swimming pool, splash pad, bike trails, a park, and pickleball courts — all within the highly acclaimed Rockwall ISD. Set on a premium corner homesite, this two-story residence offers five spacious bedrooms and six distinct living spaces designed for the way modern families live, gather, and entertain. The soaring vaulted family room with a sleek linear fireplace serves as the heart of the home, while a formal living or dining room, dedicated home office, gameroom, media room, and expansive bonus room provide space for every need and every mood. The chef-inspired kitchen features a grand island with waterfall-edge countertops, Omegastone slab surfaces, custom Shaker cabinetry, a deep full-bowl sink, stainless steel appliances, a walk-in pantry, and a built-in trash drawer for seamless functionality. Thoughtful custom finishes are found throughout, including 8-foot doors, elegant double front doors, a full oak staircase with wrought iron balusters, wood flooring, and pre-wiring for flat-screen TV. The private primary suite is a true retreat, complete with a freestanding soaking tub, glass-enclosed shower, separate dual vanities, and wood floors in the bedroom. Step outside to a covered back patio — the perfect setting for weekend BBQs and outdoor entertaining. Built with energy efficiency in mind, this home is Energy Star certified and features R-38 insulation and a tankless water heater for lasting comfort and savings. All of this, just minutes from the shores of Lake Ray Hubbard, with premier shopping and dining right at your doorstep. This is more than a home — it's the lifestyle you've been waiting for.

Highlights

Listed by Stephen Brooks , Royal Realty, Inc. , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

1200 Annually

Year Built

2026

County

Rockwall

Neighborhood

Monterra

School District

Rockwall ISD

Listing ID

21269009

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned
Fireplaces:Family Room
Floor:Carpet,Ceramic Tile,Wood
Other:
  • Additional:Cable TV Available, Cathedral Ceiling(s), Decorative Lighting, Flat Screen Wiring, High Speed Internet Available, Open Floorplan, Vaulted Ceiling(s), Master on Main

Exterior Features

Lot:Corner Lot,Landscaped,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Lot Dimensions:65x120
Roof:Composition
Others:
  • Additional:Rain Gutters, New Construction - Complete
Parking Features:Garage Door Opener,Garage Faces Front,Kitchen Level

Open House

Upcoming Open Houses
Saturday 1:00 pm - 4:00 pm Aug 29
Sunday 1:00 pm - 4:00 pm Aug 30
Principal Interest
$4,262
Taxes
$528
HOA
$1,200

Home Price

$827,800

Loan Details

30 yrs
6.674%

Down Payment

20%
$165,560
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,261.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,261.87 $527.72 $1,200.00 $5,989.60
Yearly $51,142.49 $6,332.67 $14,400.00 $71,875.16
Total $1,534,274.60 $189,980.10 $432,000.00 $2,156,254.70

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fate, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems