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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1108 Locust St , Gainesville, TX 76240
$199,000
Est. Payment: $1,024.54/mo
3 Bed
1 Bath
1250 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly
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House Description

Fantastic opportunity to own a home with no down payment, on this delightful one-level home on a spacious quarter acre lot. Plenty of upgrades inside and out. Quiet fenced backyard with a large shed. Bright interior, spacious kitchen. Special government backed loan makes it possible to buy this with no down payment at all, and with lower interest rate than others have recently paid. This is a limited time opportunity. Why be a rent slave when you could be moving in to your own home in 3 weeks? Call me for the details today.
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Highlights

Listed by Mike Personius , Keller Williams Realty-FM , North Texas Real Estate Information Systems

Property Type

Residential
Lot/Acreage
0.27

Year Built

1962

County

Cooke

 Neighborhood

Gainesville Add

 School District

Gainesville ISD

Listing ID

21320578

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Electric
Fireplaces:
Other:
  • ▪ Additional:Cable TV Available, Eat-in Kitchen, High Speed Internet Available, Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Others:
  • ▪ Additional:Storage
Parking Features:Driveway
Principal Interest
$1,025
Taxes
$248

Home Price

$199,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,024.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,024.54 $247.50 $0.00 $1,272.04
Yearly $12,294.46 $2,970.00 $0.00 $15,264.46
Total $368,833.83 $89,100.00 $0.00 $457,933.83

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gainesville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems