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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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103 Pontiac Dr , Gainesville, TX 76240
$325,000
Est. Payment: $1,825.44/mo
3 Bed
2 Bath
1251 Sqft
0.36 Acres
Status: pending | Days on site: 9
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BGRE00TO - 0806248
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House Description

Charming A-Frame Cottage in Lake Kiowa! Full of character and ready to enjoy, this inviting 3-bedroom, 2-bath home combines a cozy A-frame design with thoughtful updates and a versatile floor plan perfect for weekend getaways or full-time living. The thoughtfully designed floor plan features two bedrooms and a full bath downstairs, while the upstairs offers a private bedroom and full bath—perfect for guests, a home office, or a peaceful retreat. Numerous updates were completed in 2026, including fresh interior paint throughout the entire home, new LVP flooring in all bedrooms and on the stairway, and a beautifully updated kitchen featuring all-new cabinetry, granite countertops, backsplash, and dishwasher. The remainder of the home features attractive terracotta-style tile flooring. A standout feature is the garage with an unfinished garage apartment of just under 500 square feet. Electricity and plumbing are already in place for a kitchen and bathroom, offering an exciting opportunity to create additional living space, guest quarters, or a hobby area. Buyer to contact the Lake Kiowa POA regarding conditions and requirements for finishing the space. Whether you’re looking for the perfect weekend getaway with room for family and guests or a comfortable full-time home in a beautiful lake community, this charming property offers plenty of possibilities. Come enjoy the Lake Kiowa lifestyle and make this adorable cottage your own!

Highlights

Listed by Rosemary Cook , Real Estate Shoppe TX, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

380 Monthly

Year Built

1985

County

Cooke

Neighborhood

Lake Kiowa Map 4

School District

Callisburg ISD

Listing ID

21367761

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric,Wall Unit(s)
Fireplaces:Blower Fan,Family Room,Living Room,Masonry,Wood Burning
Floor:Ceramic Tile,Luxury Vinyl Plank
Other:
  • ▪ Additional:Built-in Features, Cable TV Available, Decorative Lighting, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Loft, Open Floorplan, Vaulted Ceiling(s)

Exterior Features

Lot:Few Trees,Interior Lot,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • ▪ Additional:Lighting, Private Yard, Preowned
Parking Features:Additional Parking,Circular Driveway,Concrete,Garage,Garage Faces Side
Principal Interest
$1,825
Taxes
$294
HOA
$380

Home Price

$325,000

Loan Details

30 yrs
7.542%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,825.44 $294.17 $380.00 $2,499.61
Yearly $21,905.29 $3,530.00 $4,560.00 $29,995.29
Total $657,158.78 $105,900.00 $136,800.00 $899,858.78

Today's Rates

30 Year

7.54%

20 Year

7.2%

15 Year

6.73%

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Market insight data is pulled from the same city as the listing being viewed (Gainesville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T06:04:59.563Z

© 2026 North Texas Real Estate Information Systems