ASSUMABLE LOAN AT 4.37% + NO HOA — a rare combination in today's market! Welcome to this beautifully designed one-level home in Gainesville, where eye-catching curb appeal and architectural charm shine with tray ceilings throughout, including the foyer. The open layout highlights a kitchen with a center island flowing into the main living space, perfect for gathering and everyday comfort. A spacious laundry room adds convenience, while the primary suite features an ensuite bath with dual sinks and a framed shower. Step outside to a fenced backyard with a covered patio, shaded by mature trees — a peaceful spot to relax or entertain, with no HOA to worry about. Ideally located near Interstate 35, this home offers easy access to nearby cities like Denton and Dallas, along with close proximity to local shopping, dining, and the charm of historic downtown Gainesville. Don't wait — with a below-market assumable rate of 4.37% and zero HOA fees, this one won't last. Discounted rate options and no lender fee future refinancing may also be available for qualified buyers of this home. Schedule your tour today!