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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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186 Harbor Dr , Gun Barrel City, TX 75156
$515,000
Est. Payment: $2,651.44/mo
3 Bed
2 Bath
1536 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Beautifully tucked beneath mature trees on a lushly landscaped .54-acre lot in a protected cove, this thoughtfully reimagined lake house feels like the ultimate escape from city living. Equal parts cozy cabin retreat and elevated lakeside getaway, the home offers tranquil waterfront views, abundant privacy, and a true lock-and-leave lifestyle. Improvements include all new electrical, plumbing, tankless hwh, and more! Inside, natural light glimmers throughout the space, filtering through greenery and reflecting off warm finishes that make the home feel both airy and inviting. The first floor features two generously sized bedrooms, a full bath, laundry room, and ample storage—designed with comfort and functionality in mind. Upstairs, vaulted ceilings with exposed wood beams create a warm, relaxed atmosphere in the open-concept living space. Ideal for entertaining, the second floor seamlessly blends living, dining, and kitchen areas while framing peaceful views of the water and surrounding trees. The updated kitchen is equal parts stylish and functional, thoughtfully designed for gathering with ease. Lovingly updated, the home features an impressive list of improvements including updated windows, new flooring throughout, renovated kitchen and baths, a widened staircase, all new exterior siding, fresh interior and exterior paint, updated landscaping, new flatwork and concrete walkways, tankless water heater, HVAC, plumbing, electrical, and much more. Outside, the expansive lot continues to impress with a covered balcony, covered patio, boathouse, workshop with electricity, two-car carport, mature trees, and beautifully maintained grounds that invite long weekends spent outdoors. Located in Loon Bay, residents enjoy access to two neighborhood parks and a boat launch, while Cedar Creek’s shops, restaurants, and lake amenities are just moments away. Relaxed, refined, and designed for easy lakeside living—186 Harbor Drive is the kind of place you’ll never want to leave.

Highlights

Listed by Thani Burke , Compass RE Texas, LLC. , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.54

HOA Fee

135 Annually

Year Built

1970

County

Henderson

Neighborhood

Loon Bay

School District

Mabank ISD

Listing ID

21279287

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Laminate,Tile
Other:
  • Additional:Decorative Lighting, Eat-in Kitchen, Multiple Staircases, Natural Woodwork, Open Floorplan, Paneling, Vaulted Ceiling(s), Master on Main

Exterior Features

Lot:Landscaped,Lrg. Backyard Grass,Many Trees,Water/Lake View,Waterfront,.5 to < 1 Acre,Dock – Covered,Lake Front,Retaining Wall – Concrete
Roof:Composition
Others:
  • Additional:Covered Deck, Covered Patio/Porch, Rain Gutters, Private Entrance, Preowned
Parking Features:Additional Parking,Asphalt,Driveway
Principal Interest
$2,651
Taxes
$646
HOA
$135

Home Price

$515,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,651.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,651.44 $645.67 $135.00 $3,432.11
Yearly $31,817.32 $7,748.00 $1,620.00 $41,185.32
Total $954,519.72 $232,440.00 $48,600.00 $1,235,559.72

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gun Barrel City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems