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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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20444 N Fm 709 , Hubbard, TX 76648
$369,900
Est. Payment: $2,047.48/mo
7 Bed
3 Bath
3920 Sqft
5 Acres
Status: active | Days on site: 36
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House Description

Beautiful 5-acre property with private access to Navarro Mills Lake and adjoining U.S. Army Corps of Engineers land. The lake is less than 100 yards from the existing house, offering a rare combination of acreage, privacy, and direct access to the water. Navarro Mills Lake offers great fishing, boating, and outdoor recreation with a much quieter atmosphere than the heavily trafficked lakes around the Dallas-Fort Worth area. The shoreline near the property has a gradual slope into the water, making it especially enjoyable for swimming, wading, and summer fun with family and friends. For outdoor enthusiasts, the adjoining Corps of Engineers land also provides access to solid hunting opportunities in the area, including deer, hogs, dove, and ducks, subject to applicable Corps rules, seasons, and regulations. The existing home was used as a family vacation property and is currently in poor condition. It could potentially be remodeled, or a buyer may choose to remove the structure and start fresh. A recent estimate for demolition and removal was approximately $8,000. The existing house sits on a 30' x 60' concrete slab, and water, electricity, and septic are already in place. That gives a buyer a strong starting point for a new home, shop, barndominium, or other future use. There is also a better potential homesite near the top of the hill with an elevated view overlooking Navarro Mills Lake. A survey was completed within the last 10 years. Fiber-optic internet is currently being installed in the area and is expected to be available soon. Located in Dawson ISD. The setting is peaceful and scenic, with plenty of room to create something special. If you are looking for 5 acres with private access to Navarro Mills Lake, adjoining Corps land, existing utilities, room to build, excellent fishing, swimming, hunting opportunities, and a quiet country setting without the congestion of the major DFW lakes, this is a unique opportunity.

Highlights

Listed by Stephen Eaton , Eaton Real Estate Company , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
5

Year Built

1974

County

Navarro

Neighborhood

Mccandliss

School District

Dawson ISD

Listing ID

21378537

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Range

Exterior Features

Lot:Acreage,Water/Lake View,Waterfront,5 to < 10 Acres,Lake Front – Corps of Engineers
Others:
  • ▪ Additional:RV/Boat Parking
Parking Features:Covered,On Site,Open,Outside
Principal Interest
$2,047
Taxes
$447

Home Price

$369,900

Loan Details

30 yrs
7.393%

Down Payment

20%
$73,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,047.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,047.48 $447.42 $0.00 $2,494.89
Yearly $24,569.73 $5,369.00 $0.00 $29,938.73
Total $737,091.86 $161,070.00 $0.00 $898,161.86

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Hubbard, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T08:05:58.800Z

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