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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3229 Francisco Bay Dr , Kerens, TX 75144
$530,000
Est. Payment: $2,728.67/mo
3 Bed
2.5 Bath
2404 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to your private retreat in the highly sought-after gated community of Francisco Bay on Richland Chambers Lake. Situated on 1.44 beautifully treed acres, this exceptional property offers the perfect blend of peaceful country living and the lake lifestyle- all within an easy drive of the Dallas-Fort Worth Metroplex. From the moment you arrive, you’ll appreciate the mature trees, manicured landscape, and inviting curb appeal. Inside, the thoughtfully designed floor plan features spacious living areas filled with natural light, highlighted by a stunning floor-to-ceiling stone fireplace that creates a warm and welcoming gathering space. The well-appointed kitchen flows seamlessly into the living and dining areas, making it ideal for entertaining family and friends. The flexible upstairs living space offers endless possibilities as a game room, media room, guest suite, home office, or additional bedroom to fit your lifestyle. Step outside to enjoy the newly constructed deck overlooking your private backyard, where you can relax with your morning coffee, entertain guests, or simply enjoy the peaceful surroundings. With plenty of room to add a pool, workshop, guest house, or additional outdoor living space, this property offers the flexibility to create your own personal oasis. Residents of Francisco Bay enjoy the security of a gated community along with convenient access to Richland Chambers Lake, on of Texas’ premier recreational lakes, known for outstanding boating, fishing, and year-round outdoor enjoyment. Richland Chambers Lake is the third largest lake in Texas. Whether you’re searching for a full-time residence, a weekend lake retreat, or a place to create lasting memories with family and friends, this beautifully maintained home offers comfort, privacy and endless possibilities. Don’t miss this rare opportunity to own a move-in-ready home on acreage in one of Richland Chambers Lake’s most desirable communities. Schedule your private showing today!

Highlights

Listed by Tammy Barger , and Lori Kite , RE/MAX Landmark Rose , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.44

HOA Fee

600 Semi-Annual

Year Built

2007

County

Navarro

Neighborhood

Francisco Bay I

School District

Kerens ISD

Listing ID

21322961

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Living Room,Masonry
Floor:Luxury Vinyl Plank,Tile
Other:
  • Additional:Double Vanity, Granite Counters, High Speed Internet Available, ADU, Master on Main

Exterior Features

Lot:Acreage,Lrg. Backyard Grass,Many Trees,Water/Lake View,1 to < 3 Acres
Roof:Composition
Others:
  • Additional:Dog Run, Rain Gutters, Kennel
Parking Features:Additional Parking,Concrete,Driveway
Principal Interest
$2,729
Taxes
$566
HOA
$600

Home Price

$530,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$106,000
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Monthly Price:
$2,728.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,728.67 $565.83 $600.00 $3,894.50
Yearly $32,744.04 $6,790.00 $7,200.00 $46,734.04
Total $982,321.26 $203,700.00 $216,000.00 $1,402,021.26

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Kerens, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems