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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3233 Francisco Bay Dr , Kerens, TX 75144
$539,900
Est. Payment: $2,779.64/mo
3 Bed
2 Bath
1904 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Discover refined lakeside luxury in this exceptional 2023 custom-built residence, perfectly situated on a spacious .71-acre lot in the prestigious Francisco Bay community. Thoughtfully designed with both elegance and durability in mind, this home features a stone coated steel roof, classic exterior window shutters, and high-end finishes throughout. Inside, soaring ceilings and an open-concept layout create an inviting atmosphere filled with natural light. The gourmet kitchen is truly a showpiece, offering custom wood cabinetry with crown molding, an oversized island, stainless steel appliances, and an extraordinary walk-in pantry complete with its own center island, offering unmatched storage and prep space. The expansive living and dining areas flow seamlessly for effortless entertaining. The private primary suite offers a spa-inspired walk-in shower and large walk-in closet with built-in Chester-drawers, while additional bedrooms provide comfort and flexibility for guests, family, or a home office. A versatile tornado shelter basement adds valuable bonus space ideal for storage, a game room a workout area, or future customization. Outdoors, the property truly shines with a separate storage building with electricity perfectly suited for boat storage, workshop space, or hobby shop a rare and highly desirable feature in this lakeside community. With close proximity to the private community boat ramp, you’ll enjoy easy access to the water and the ultimate lake lifestyle. Residents of Francisco Bay enjoy exclusive amenities including a community pool, pavilion, and gated entry. This extraordinary property offers luxury, function, and the perfect blend of comfort and lake living. Don’t miss out on this incredible opportunity bring your buyers they will not be disappointed.

Highlights

Listed by Fernando Ramsey , Century 21 Mike Bowman, Inc. , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.71

HOA Fee

500 Semi-Annual

Year Built

2023

County

Navarro

Neighborhood

Francisco Bay I

School District

Kerens ISD

Listing ID

21163433

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Disposal, Electric Range
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick,Decorative,Gas Logs
Floor:Ceramic Tile,Engineered Wood
Other:
  • Additional:Built-in Features, Cable TV Available, Decorative Lighting, High Speed Internet Available, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,.5 to < 1 Acre
Roof:Concrete
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Storage, Preowned
Parking Features:Covered,Garage Door Opener,Garage Double Door,Garage Faces Side,Garage Single Door
Principal Interest
$2,780
Taxes
$557
HOA
$500

Home Price

$539,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$107,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,779.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,779.64 $557.33 $500.00 $3,836.97
Yearly $33,355.68 $6,688.00 $6,000.00 $46,043.68
Total $1,000,670.28 $200,640.00 $180,000.00 $1,381,310.28

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Kerens, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems