Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

3244 Francisco Bay Dr , Kerens, TX 75144
$1,675,000
Est. Payment: $8,623.63/mo
4 Bed
5 Bath
3800 Sqft
Status: active | Days on site: 256
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

This custom-built home is situated on a rare 3.4-acre estate with a phenomenal 480 feet of pristine waterfrontage, protected by a steel retaining wall with a concrete sidewalk. The property is strategically designed to capture ample water views from nearly every room, with an industrial modern style. It offers 3,800 sq. ft. of living space, 4 Bedrooms, and 5 baths. The Primary Suite is conveniently located on the main level, while a second, equally spacious Primary Suite is located upstairs, plus a second living-game room, an additional guest room, and a huge bunk room for the kids with a full bathroom. Open concept kitchen with gas stove, two ovens, two dishwashers, ample cabinet space, and two large pantry areas. The 3-car garage features ample storage, 18-foot ceilings, a pass-through carport, and a circular drive for ease of boat or RV parking. This marine dream features a Boat Dock with two boat slips with custom boat lifts, cradles, and two jet ski lifts. The expansive covered patio creates a true outdoor living area for year-round entertaining and sunset viewing. The backyard is an adventure park unto itself, featuring a custom pirate ship playhouse and an exhilarating zipline that runs toward the lake. This property is the ultimate retreat for multi-generational living, entertaining, and outdoor recreation. Come tour the property on Richland Chambers Lake, Texas's third-largest inland reservoir and premier sailing basin.

Highlights

Listed by Mariah Lacey , Lake Homes Realty, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
3.48

HOA Fee

1000 Semi-Annual

Year Built

2017

County

Navarro

Neighborhood

Francisco Bay I

School District

Kerens ISD

Listing ID

21126667

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Disposal, Gas Cooktop, Gas Range, Microwave, Double Oven, Refrigerator, Vented Exhaust Fan
Air Cond:Central Air,Electric
Fireplaces:Brick,Living Room
Floor:Ceramic Tile,Hardwood
Other:
  • Additional:Built-in Features, Cable TV Available, Chandelier, Decorative Lighting, Dry Bar, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Vaulted Ceiling(s), Walk-In Closet(s), Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:Acreage,Few Trees,Landscaped,Lrg. Backyard Grass,Oak,Sprinkler System,Subdivision,Water/Lake View,Waterfront,3 to < 5 Acres,Dock – Covered,Lake Front,Lake Front – Main Body,Personal Watercraft Lift,Retaining Wall – Concrete,Retaining Wall – Steel
Roof:Composition
Others:
  • Additional:Attached Grill, Awning(s), Boat Slip, Covered Patio/Porch, Dock, Fire Pit, Rain Gutters, Lighting, Misting System, Mosquito Mist System, Outdoor Living Center, Permeable Paving, Playground, RV Hookup, RV/Boat Parking, Storage
Parking Features:Additional Parking,Attached Carport,Boat,Circular Driveway,Concrete,Drive Through,Driveway,Garage Door Opener
Principal Interest
$8,624
Taxes
$1,434
HOA
$1,000

Home Price

$1,675,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$335,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,623.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,623.63 $1,433.67 $1,000.00 $11,057.29
Yearly $103,483.53 $17,204.00 $12,000.00 $132,687.53
Total $3,104,505.87 $516,120.00 $360,000.00 $3,980,625.87

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Kerens, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems