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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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12690 SE County Road 3330 , Kerens, TX 75144
$1,825,000
Est. Payment: $9,395.89/mo
4 Bed
4.5 Bath
3308 Sqft
Status: active | Days on site: 104
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Built in 2023, this custom waterfront retreat offers far more than a beautiful home—it opens the door to a lifestyle that is rare to find on Richland Chambers Lake. Set on nearly 5 private acres with 393 ft of protected shoreline, the property has no HOA or deed restrictions, allows horses & permits rentals. The 3,308 sqft home features 4 bedrooms, 4.5 baths, & an open layout filled with high-end finishes. 2 lakefront primary suites offer private patio access, while engineered hardwood floors, designer lighting, glass doorknobs, shiplap accents, pocket doors, & ADA doorways add style & thoughtful function throughout. The kitchen is built for both daily living & entertaining with Café appliances, an oversized built-in refrigerator & freezer, quartz countertops, a quartzite island with pop-up outlets, & a spacious walk-in butler’s pantry. A large laundry room provides exceptional storage, & the washer, dryer, and extra refrigerator stay. Quality construction & efficiency are found throughout, including spray foam insulation, LP SmartSide siding, a post-tension slab foundation, 2 HVAC systems, 2 tankless water heaters, & a wired 24kW Generac generator. A wood-burning fireplace with its own thermostat adds comfort during cooler months, while gutters & a perimeter bug-misting system enhance everyday convenience. Outside, the fully fenced grounds include a freshly painted electric gated entrance, mature shade trees, a sprinkler system, & a back patio overlooking the water. The dredged boathouse is equipped with a boat slip & 3 Jet Ski lifts. Additional improvements include an oversized 2-car garage with storm shelter, an appx 1,100 sqft insulated workshop with 2 roll-up doors, climate-controlled attic storage & an attached appx 400 sqft efficiency apartment that could serve as guest quarters, studio space, or rental unit. This is a rare opportunity to combine luxury waterfront living with acreage, versatility, & the freedom to make the property truly your own.

Highlights

Listed by Julie Teel , and Lacey Ogburn , RE/MAX Lakeside Dreams , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
4.84

Year Built

2023

County

Navarro

School District

Kerens ISD

Listing ID

21224489

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Built-in Gas Range, Built-in Refrigerator, Commercial Grade Range, Dishwasher, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen, Refrigerator, Tankless Water Heater, Washer, Generator,Irrigation Equipment,Other
Air Cond:Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)
Fireplaces:Blower Fan,Living Room,Masonry,Raised Hearth,Wood Burning
Floor:Carpet,Ceramic Tile,Engineered Wood
Other:
  • Additional:Built-in Features, Decorative Lighting, Flat Screen Wiring, Granite Counters, In-Law Suite Floorplan, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Second Primary Bedroom, Master on Main

Exterior Features

Lot:Acreage,Cleared,Cul-De-Sac,Irregular Lot,Landscaped,Level,Lrg. Backyard Grass,Many Trees,Sprinkler System,Water/Lake View,Waterfront,3 to < 5 Acres,Dock – Covered,Lake Front,Lake Front – Main Body,Personal Watercraft Lift
Roof:Shingle
Others:
  • Additional:Boat Slip, Covered Patio/Porch, Rain Gutters, Lighting
Parking Features:Additional Parking,Circular Driveway,Covered,Direct Access,Driveway,Electric Gate,Enclosed,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Gated,Guest,Inside Entrance,Kitchen Level,Lighted,Off Street,On Site,Oversized,Parking Pad,Secured
Principal Interest
$9,396
Taxes
$1,321

Home Price

$1,825,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$365,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,395.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,395.89 $1,321.25 $0.00 $10,717.14
Yearly $112,750.71 $15,855.00 $0.00 $128,605.71
Total $3,382,521.32 $475,650.00 $0.00 $3,858,171.32

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Kerens, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems