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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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5096 Waterfront Rd , Kerens, TX 75144
$55,000
Est. Payment: $283.16/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience waterfront lake living at its best in the gated Peninsula Point community on Richland Chambers Reservoir. This .196-acre waterfront lot offers the perfect setup for your RV getaway, vacation retreat, or income-producing investment property in one of the lake’s most amenity-packed resort-style communities. Whether you’re looking for a peaceful weekend escape or a fun home-away-from-home, this property puts you right in the middle of everything lake life has to offer. Wake up to gorgeous water views, spend your days boating, fishing, paddleboarding, or simply relaxing by the shore, then wind down with breathtaking sunset views over the lake. With waterfront access right from your lot, you’ll have the opportunity to create your own personal outdoor oasis and fully enjoy the beauty of Richland Chambers Lake. The setting feels like a vacation every time you pull through the gates. Peninsula Point was designed for convenience, comfort, and recreation, offering resort-style amenities that make it stand out from the typical RV community. Residents and guests enjoy access to a community pool, clubhouse, outdoor grilling areas, laundry facilities, playground, dog park, fishing pier, private boat ramp, boat storage area, and beautifully maintained common spaces throughout the subdivision. Paved roads, gated access, and a welcoming atmosphere make this community ideal for both full-time enjoyment and weekend getaways. One of the biggest perks? Short-term rentals are allowed, giving owners the flexibility to generate additional income when the property is not in personal use. Whether you’re ready to pull in your RV and start making lake memories immediately or you’re searching for a waterfront investment opportunity with incredible amenities, this property offers the best of both worlds—relaxed lake living with resort-style convenience. Owner financing available 20% down 3-5 year term at 10% interest

Highlights

Listed by Lacy Rider , Premier Realty , North Texas Real Estate Information Systems

Property Type

Vacant Land

Lot/Acreage
0.2

HOA Fee

1068 Annually

County

Navarro

Neighborhood

Peninsula Point

School District

Kerens ISD

Listing ID

21280709

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Subdivision,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Lake Front
Zoning:Waterfront Lake Lot
Principal Interest
$283
Taxes
$121
HOA
$1,068

Home Price

$55,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$11,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$283.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $283.16 $120.58 $1,068.00 $1,471.75
Yearly $3,397.97 $1,447.00 $12,816.00 $17,660.97
Total $101,939.00 $43,410.00 $384,480.00 $529,829.00

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Kerens, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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