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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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105 Cedar Ridge , Lowry Crossing, TX 75069
$459,000
Est. Payment: $2,540.67/mo
3 Bed
2 Bath
2428 Sqft
1.5 Acres
Status: active | Days on site: 37
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MT100725 - 0456906,0654718
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House Description

A rare 1.5-acre property offering the freedom, space, and flexibility that’s hard to find in McKinney. With no HOA and animals permitted, this property is ideal for a hobby farm, small commercial farm, family compound, or anyone looking to enjoy a peaceful home with room to spread out. A standout feature is the enclosed garage, converted into full living quarters with a kitchen, full bath, and private access—perfect for extended family, guests, or multigenerational living. The main home features 3 bedrooms and 2 baths, providing comfortable living with plenty of potential to make the space your own. The roof is only 2 years old, offering valuable peace of mind for the next owner. Outside, enjoy a large private backyard with a covered patio and detached gazebo, plus detached covered parking with enclosed storage for lawn and farm equipment. Established fruit trees and plenty of usable acreage provide room for gardening, animals, recreation, or future possibilities. This is a unique opportunity to own acreage without HOA restrictions while still enjoying the convenience of high speed internet connectivity with Starlink. Create the peaceful, flexible lifestyle you’ve been looking for—all with room to grow and make the property your own!

Highlights

Listed by Christie Cannon , and Michael Oldham , LPT Realty LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.5

Year Built

1986

County

Collin

Neighborhood

Sunset Acres 2 Add

School District

McKinney ISD

Listing ID

21365944

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Other
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick,Living Room,Masonry,Wood Burning
Floor:Carpet,Laminate,Simulated Wood
Other:
  • ▪ Additional:Built-in Features, Cable TV Available, High Speed Internet Available, In-Law Suite Floorplan, Kitchen Island, Pantry, Tile Counters, Walk-In Closet(s), Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:Acreage,Cleared,Few Trees,Level,Lrg. Backyard Grass,Subdivision,1 to < 3 Acres
Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio/Porch, Rain Gutters, Lighting, Private Yard, Storage, Preowned
Parking Features:Additional Parking,Concrete,Detached Carport,Driveway,No Garage,Storage
Principal Interest
$2,541
Taxes
$611

Home Price

$459,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,540.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,540.67 $611.17 $0.00 $3,151.83
Yearly $30,487.98 $7,334.00 $0.00 $37,821.98
Total $914,639.53 $220,020.00 $0.00 $1,134,659.53

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Lowry Crossing, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-10T14:09:27.167Z

© 2026 North Texas Real Estate Information Systems