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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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406 Spurgin Rd , Lucas, TX 75002
$1,399,999
Est. Payment: $7,207.80/mo
5 Bed
4.5 Bath
5001 Sqft
Status: active | Days on site: 144
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lovejoy ISD Lucas, TX Hart Elementary Boundary 1-Acre Private Estate This is the floor plan Lovejoy ISD buyers spend six months looking for and almost never find downstairs primary, first-floor media room, and every secondary bedroom with its own private bath and walk-in closet. On a full private acre in one of Lucas' most sought-after pockets. The seller is actively helping qualified buyers reduce their monthly payment. A financing incentive is in place for June contracts — contact the listing agent for the current illustration. Inside, the scale hits immediately. Hand-hewn wood beams cross vaulted ceilings above a floor-to-ceiling stone fireplace and an open great room built for real entertaining. The chef's kitchen doesn't cut corners: dual granite islands with seating, custom knotty alder cabinetry, gas cooktop, double ovens, a hidden pull-out spice rack, a dedicated mixer station, and a high-tech sink. The formal dining room seats 12 under a rotunda ceiling. The layout handles how life actually runs. A private office plus a hidden flex workspace cover hybrid work without bleeding into daily living. The first-floor media room keeps movie nights separate from the main living areas. The primary suite is built for rest spa bath with dual shower heads and dual vanities, walk-in closet that actually fits two people's wardrobes. Upstairs, a full guest suite works for in-laws, long-term visitors, or a teen who needs their own space. The backyard is the closing argument. A covered outdoor kitchen with built-in grill, refrigerator, and motorized drop-down TV turns the patio into an open-air theater. The pool and spa sit wrapped in mature landscaping that feels like a private resort. Walking distance to Hart Elementary. Minutes from Willow Springs Middle School. Inside Lovejoy ISD one of the most consistently top-ranked school districts in Texas for over a decade. Homes with this layout in this district at this price point are rare.

Highlights

Listed by Tera Rogers , Call It Closed Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1

HOA Fee

985 Semi-Annual

Year Built

2010

County

Collin

Neighborhood

Cimarron

School District

Lovejoy ISD

Listing ID

21215322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Built-in Gas Range, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Plumbed For Gas in Kitchen, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Bedroom,Family Room,Gas,Gas Logs,Gas Starter
Other:
  • Additional:Built-in Features, Built-in Wine Cooler, Cable TV Available, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, In-Law Suite Floorplan, Kitchen Island, Loft, Open Floorplan, Pantry, Smart Home System, Sound System Wiring, Vaulted Ceiling(s), Walk-In Closet(s), Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:1 to < 3 Acres
Parking Features:Additional Parking,Driveway,Garage,Garage Faces Side
Principal Interest
$7,208
Taxes
$1,830
HOA
$985

Home Price

$1,399,999

Loan Details

30 yrs
6.674%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,207.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,207.80 $1,829.50 $985.00 $10,022.30
Yearly $86,493.63 $21,954.00 $11,820.00 $120,267.63
Total $2,594,809.02 $658,620.00 $354,600.00 $3,608,029.02

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Lucas, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems