Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

160 Santa Monica Dr , Mabank, TX 75156
$825,000
Est. Payment: $4,247.46/mo
3 Bed
3.5 Bath
2600 Sqft
Status: active | Days on site: 24
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

First Time on the Market in 28 Years! This 3-bedroom, 3.5-bath waterfront home with 79' of shoreline is located in the highly sought-after Spanish Shores subdivision on Cedar Creek Lake in Gun Barrel City. Lovingly enjoyed by the same family for generations, it's now ready for new memories. The home has been beautifully updated with luxury vinyl plank flooring, a fresh gray and white color palette, and expansive lakeside windows and sliding doors that maximize stunning views from the protected cove to open water. Outdoor upgrades include lakeside deck and stairs. The street-level main floor offers an open living, with a stone fireplace, and dining area overlooking the lake, a galley kitchen, and a spacious primary suite with lake views, ensuite bath featuring tub-shower, double vanities, and walk-in closet. A second primary bedroom has an ensuite full bath; then, a laundry room and powder room complete the main level. The walk-out lower level is the perfect retreat for family and guests, offering a large second living area, fireplace, third bedroom with ensuite bath, large cedar closet, and direct access to the lakeside yard. Outdoor living shines with a covered upper deck, covered lower patio, oversized lakeside workshop for water toys and projects, expansive backyard, and a boathouse with a large entertaining deck. The excellent water depth makes this property ideal for boating and year-round lake enjoyment. Recent Improvements: 2021: Replaced interior flooring upstairs and downstairs, three new lakeside sliding glass doors, fresh interior paint throughout, and exterior painting of select areas including entry, upper deck railing and deck underside. 2018: Replaced the upper deck and exterior staircase. 2017: Replaced the lake retaining wall. Whether you're looking for a full-time residence or the perfect weekend getaway, this exceptional Cedar Creek Lake home offers space, comfort, breathtaking views, and a waterfront lifestyle that's hard to find.

Highlights

Listed by B.G. Pierce , KW-Cedar Creek Lake Properties , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

650 Annually

Year Built

1976

County

Henderson

Neighborhood

Spanish Shores

School District

Mabank ISD

Listing ID

21317799

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Living Room,Raised Hearth,Stone
Floor:Carpet,Luxury Vinyl Plank
Other:
  • Additional:Built-in Features, Cable TV Available, Cedar Closet(s), Double Vanity, Eat-in Kitchen, High Speed Internet Available, Open Floorplan, Paneling, Walk-In Closet(s), Second Primary Bedroom, Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,Waterfront,Less Than .5 Acre (not Zero),Dock – Covered,Lake Front,Retaining Wall – Wood
Lot Dimensions:80x160x79x157
Roof:Composition
Others:
  • Additional:Awning(s), Boat Slip, Courtyard, Covered Deck, Covered Patio/Porch, Dock, Rain Gutters, Preowned
Parking Features:Additional Parking,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Single Door,Inside Entrance,Kitchen Level
Principal Interest
$4,247
Taxes
$865
HOA
$650

Home Price

$825,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,247.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,247.46 $865.17 $650.00 $5,762.62
Yearly $50,969.50 $10,382.00 $7,800.00 $69,151.50
Total $1,529,084.98 $311,460.00 $234,000.00 $2,074,544.98

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Mabank, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems