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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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146 Shady Trl , Waco, TX 76657
$829,000
Est. Payment: $4,588.70/mo
4 Bed
3 Bath
3914 Sqft
0.51 Acres
Status: active | Days on site: 22
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KLRE01 - 0249839
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House Description

Welcome to 146 Shady Trl, an exceptional residence nestled in the sought after Stone Creek Ranch subdivision. Offering 4 bedrooms, this home combines timeless elegance, spacious interiors, and exceptional comfort. The main level offers an impressive winding staircase, and opens up to a formal dining room, elegant sitting room or office, and a large living room with built in cabinets gorgeous fireplace with gas logs. The luxurious isolated primary bedroom suite and bath feature dual vanities, a separate spa tub, walk in shower, and two oversized walk in closets. The gourmet -inspired kitchen features an oversized island, granite countertops, abundant cabinetry, and lots of counter space. The beautiful breakfast room provides a space for casual dining while the open concept design allows the kitchen to flow effortlessly into the expansive living room. Upstairs, three generously sized bedrooms are complimented by a Jack and Jill bath and a large media room or family room, creating a private retreat for family and guests. Outside the expansive yard is framed by beautiful mature oak trees, offering shade, privacy, and a serene setting for outdoor enjoyment. the three car garage adds both convenience and generous storage. So many windows throughout provide such a beautiful view of all the outdoors and provide so much light. Some quality updates include newly installed carpeting and upscale wallpapers. This is a must see!!

Highlights

Listed by Sue Milam Reed , Kelly, Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

100 Annually

Year Built

1998

County

McLennan

Neighborhood

Stone Creek Ranch

School District

Midway ISD

Listing ID

21388541

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Living Room,Wood Burning
Floor:Carpet,Ceramic Tile,Tile,Vinyl,Wood
Other:
  • ▪ Additional:Built-in Features, Cable TV Available, Granite Counters, Kitchen Island, Multiple Staircases, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Landscaped,Lrg. Backyard Grass,Many Trees,Oak,.5 to < 1 Acre
Roof:Composition
Others:
  • ▪ Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Garage Door Opener,Garage Faces Side,Inside Entrance,Kitchen Level
Principal Interest
$4,589
Taxes
$1,243
HOA
$100

Home Price

$829,000

Loan Details

30 yrs
7.393%

Down Payment

20%
$165,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,588.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,588.70 $1,243.00 $100.00 $5,931.70
Yearly $55,064.36 $14,916.00 $1,200.00 $71,180.36
Total $1,651,930.66 $447,480.00 $36,000.00 $2,135,410.66

Today's Rates

30 Year

7.39%

20 Year

7.2%

15 Year

6.63%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-11T00:07:32.300Z

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