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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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205 Covey Ln , McKinney, TX 75071
$499,000
Est. Payment: $2,569.07/mo
3 Bed
2 Bath
2188 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

The trees come first. They always do at 205 Covey Lane — towering, decades-old, and so generous with their shade that the entire property feels like a private park. You notice them before you notice the house, and that is exactly as it should be. This is a home that begins outside and draws you in slowly, the way all the best things do. Situated on nearly a full acre in McKinney's coveted Dove Creek neighborhood, this three-bedroom, two-bath home offers something that no amount of renovation can create from scratch: a setting that took forty years to become what it is. Natural streams run nearby. Mature landscaping frames every view. The canopy overhead filters the Texas sun into something softer, something that makes the whole property feel like a exhale. Inside, a pellet stove nestled in the stone fireplace anchors the living room with warmth that is both practical and deeply comforting — the kind that radiates through a room on a cool evening and makes you forget there is anywhere else you need to be. The wood tones throughout speak to a home that was built with intention and lived in with care. The enclosed sunroom — fitted with glass on every side and its own HVAC — extends the living space into the landscape itself, giving you a front-row seat to the backyard canopy in every season. The home is ready for a buyer who brings vision. The bones are honest, the lot is extraordinary, and the character is already here — waiting. In a market where land like this has all but disappeared, and where neighborhoods that feel like neighborhoods are fewer every year, 205 Covey Lane is a rare and genuine opportunity. Come see it. Bring your imagination. Leave with something you did not expect: the feeling that you are already home.

Highlights

Listed by Dana Worth , Russell Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.98

Year Built

1987

County

Collin

Neighborhood

Dove Creek

School District

Melissa ISD

Listing ID

21320282

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Blower Fan,Decorative,Living Room,Pellet Stove
Floor:Carpet,Ceramic Tile,Tile,Wood
Other:
  • Additional:Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Paneling, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Acreage,Adjacent to Greenbelt,Greenbelt,Interior Lot,Landscaped,Lrg. Backyard Grass,Many Trees,Oak,Sprinkler System,Subdivision,.5 to < 1 Acre
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Storage
Parking Features:Concrete,Driveway,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Inside Entrance
Principal Interest
$2,569
Taxes
$534

Home Price

$499,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,569.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,569.07 $534.25 $0.00 $3,103.32
Yearly $30,828.82 $6,411.00 $0.00 $37,239.82
Total $924,864.73 $192,330.00 $0.00 $1,117,194.73

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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