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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3604 Ancona St , McKinney, TX 75071
$699,000
Est. Payment: $3,598.76/mo
4 Bed
3.5 Bath
3840 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Stunning 4-Bedroom Home with Chef’s Kitchen, Soaring Ceilings & Exceptional Outdoor Living Welcome to this beautifully designed 4-bedroom, 3.5-bathroom home that perfectly blends luxury, comfort, and functionality. The heart of the home is a gorgeous chef’s kitchen featuring granite countertops, stainless steel appliances, a gas cooktop, an oversized island, and a butler’s pantry. The kitchen opens seamlessly to a large living room with soaring ceilings and expansive windows offering views of the backyard. Adjacent to the kitchen is a generous eat-in dining area, ideal for casual family meals or entertaining guests. Off the entry, you’ll find a private study with French doors and a formal dining room — perfect for hosting dinner parties. The primary suite is conveniently located on the main floor, offering a serene retreat with a spa-like bath including a soaking tub, dual vanity, and a large walk-in shower. Additional main-floor highlights include a half bath, laundry room, and a mudroom with built-in storage. Upstairs, you'll find a game room (currently used as an office and playroom) and a spacious media room, currently set up as a home gym. Off the media room is a walk-out attic that could easily be converted into additional living space. The upstairs also includes a private guest suite with ensuite bathroom, plus two additional bedrooms that share a full bath. The 2-car garage includes a convenient bump-out for extra storage. Step outside to enjoy a large covered patio — perfect for Texas BBQs — and a generous backyard with room to play or garden. Located in close proximity to the neighborhood pool, this home offers the best of community living. Conveniently located near Erwin Park with a community pool, park, & huge nature preserve & tons of trail systems.

Highlights

Listed by Genevieve Talbott , and Kyle Talbott , Keller Williams Lonestar DFW , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

268 Quarterly

Year Built

2019

County

Collin

Neighborhood

Erwin Farms Ph 2

School District

McKinney ISD

Listing ID

21307528

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Gas in Kitchen
Air Cond:Central Air,Electric
Fireplaces:Wood Burning
Floor:Carpet,Engineered Wood,Tile
Other:
  • Additional:Eat-in Kitchen, Granite Counters, High Speed Internet Available, Kitchen Island, Pantry, Walk-In Closet(s), ADU, Master on Main

Exterior Features

Lot:Interior Lot,Landscaped,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch
Parking Features:Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$3,599
Taxes
$924
HOA
$268

Home Price

$699,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,598.76

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,598.76 $924.17 $268.00 $4,790.92
Yearly $43,185.07 $11,090.00 $3,216.00 $57,491.07
Total $1,295,552.00 $332,700.00 $96,480.00 $1,724,732.00

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems