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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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8625 Luzerne Dr , McKinney, TX 75072
$448,000
Est. Payment: $2,306.50/mo
4 Bed
2.5 Bath
2818 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Rate Relief + A Home That's Ready Now. This home's location is great! HEB and Kroger are both walking distance. The backyard backs to a thick treeline and is very private. The seller's preferred lender is offering a 1-0 buydown, lowering your interest rate for the first year of your loan; a smart way to ease into homeownership with more breathing room upfront. Located in the sought-after Fountainview section of Stonebridge Ranch, this 4-bedroom home greets you with a formal dining room just off the entry and an open floor plan filled with abundant natural light. The updated kitchen is a standout with quartz countertops, a farmhouse sink, white cabinetry, stainless steel appliances, and a pantry for ample storage. The living room features a gas-start fireplace and a wall of windows overlooking the backyard, making it a natural gathering space. The oversized primary suite has room for a sitting area, and the updated primary bath delivers dual sinks, refreshed counters and faucets, a garden tub, a separate shower, and a walk-in closet. Upstairs, three additional bedrooms, a loft, and a large game room offer flexible space for how you actually live. Recent updates include interior paint, new ceiling fans (late 2025), and fresh sod and mulch (January 2026) — the kind of details that make a home feel truly cared for. Move-in ready and available now. The rate incentive won't last forever; this one is worth acting on quickly.

Highlights

Listed by Holly Milstead , and Morgan Milstead , Keller Williams NO. Collin Cty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

1100 Annually

Year Built

2004

County

Collin

Neighborhood

Fountainview Ph One

School District

McKinney ISD

Listing ID

21326280

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Starter
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Decorative Lighting, Open Floorplan

Exterior Features

Lot:Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Garage Door Opener,Garage Faces Front
Principal Interest
$2,306
Taxes
$710
HOA
$1,100

Home Price

$448,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$89,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,306.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,306.50 $709.75 $1,100.00 $4,116.25
Yearly $27,677.98 $8,517.00 $13,200.00 $49,394.98
Total $830,339.48 $255,510.00 $396,000.00 $1,481,849.48

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems