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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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503 Smith St , McKinney, TX 75069
$429,900
Est. Payment: $2,213.31/mo
4 Bed
3 Bath
2004 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly
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House Description

MOTIVATED SELLER – PRICE REDUCED. Just steps from Historic Downtown McKinney Square, 503 Smith offers a rare opportunity to own a fully renovated 1950s home with residential and commercial zoning: perfect for a walkable lifestyle and a flexible live-work setup. Taken down to the studs and thoughtfully rebuilt, this property blends original character with modern updates. The open-concept floor plan features cedar beams and a spacious living area filled with natural light. The kitchen includes stainless steel appliances, gas range, oversized island with seating, walk-in pantry, built-in desk or coffee bar, and updated finishes. The home offers 4 bedrooms and 3 full bathrooms, including two primary suites, providing versatile options for multi-generational living, guests, or dedicated workspace. Situated on a versatile lot with no HOA, this move-in ready property is conveniently located within walking distance to shopping, dining, and community events. Schedule a showing to explore the possibilities 503 Smith offers.
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Highlights

Listed by Rachel Boston , EXP REALTY , North Texas Real Estate Information Systems

Property Type

Residential
Lot/Acreage
0.25

Year Built

1950

County

Collin

 Neighborhood

Mckinney Outlots

 School District

McKinney ISD

Listing ID

21239318

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)
Fireplaces:
Other:
  • ▪ Additional:Cathedral Ceiling(s), Decorative Lighting, Eat-in Kitchen, High Speed Internet Available, In-Law Suite Floorplan, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:Interior Lot,Irregular Lot,Landscaped,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • ▪ Additional:Covered Patio/Porch, Preowned
Parking Features:Concrete,Driveway
Principal Interest
$2,213
Taxes
$228

Home Price

$429,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$85,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,213.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,213.31 $227.83 $0.00 $2,441.15
Yearly $26,559.74 $2,734.00 $0.00 $29,293.74
Total $796,792.28 $82,020.00 $0.00 $878,812.28

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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