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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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704 N College St , McKinney, TX 75069
$709,000
Est. Payment: $3,650.24/mo
4 Bed
2 Bath
2101 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

HISTORIC McKINNEY-A rare opportunity in the heart of McKinney’s Historic District! This charming 1925 cottage sits on a heavily treed corner lot and offers the perfect blend of historic character, thoughtful updates, and exceptional indoor-outdoor living. Beautiful hardwood floors and French doors flow throughout the home, which features a flexible floor plan with three bedrooms downstairs, two living areas, and a formal dining room perfect for entertaining. Upstairs, the oversized primary suite provides a private retreat with a spacious walk-in closet. The kitchen and bathrooms have been tastefully updated, while major improvements include Hardie board siding, newer single-hung windows, and a premium Presidential-style 50-year roof that is approximately nine years old. The outdoor spaces are truly special. A large deck off the kitchen overlooks a pergola with a daybed, grilling area, gardener’s table, shrub maze, outdoor living spaces, and an impressive 50’ x 50’ stone fire pit area. The spacious backyard and side yards provide plenty of room for entertaining, gardening, or simply relaxing beneath the mature trees. Additional features include a storage shed, side-yard carport, multiple parking areas, and an EV charger. Full of charm, character, and thoughtful updates, this unique home offers flexible living spaces and incredible outdoor amenities in one of McKinney’s most beloved historic neighborhoods. SHOWINGS WILL START Sunday, August 2nd. Please allow a 2 hour showing notice.

Highlights

Listed by Susan Beers , and Jacqueline Bae , Fathom Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.27

Year Built

1925

County

Collin

Neighborhood

Mckinney Outlots

School District

McKinney ISD

Listing ID

21325922

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater
Air Cond:Central Air
Fireplaces:Living Room
Floor:Tile,Wood
Other:
  • Additional:Decorative Lighting, High Speed Internet Available, Wainscoting

Exterior Features

Lot:Corner Lot,Few Trees,Landscaped,Less Than .5 Acre (not Zero)
Roof:Composition,Wood
Others:
  • Additional:Fire Pit, Rain Gutters, Preowned
Parking Features:Additional Parking,Carport,Detached Carport,On Site
Principal Interest
$3,650
Taxes
$980

Home Price

$709,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$141,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,650.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,650.24 $979.75 $0.00 $4,629.99
Yearly $43,802.88 $11,757.00 $0.00 $55,559.88
Total $1,314,086.37 $352,710.00 $0.00 $1,666,796.37

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems